My father, just touched 825 in CIBIL score
My Mom's CIBIL is 815
I am on 800, my sister is on 794 and my wife is on 797
I think I'll take Gold, Silver and Bronze positions 😂
Apply for any IDFC card, even Millenia works, as and when you will get limit enhancement your card will be auto upgraded to Wealth (wealth needs 4 lakhs limit)
Best rupay card is IndusInd Rupay platinum, gives 2% reward rate
Most preferred option is CC
Eterna gives 3.75% in cash reward on a 2% forex, effective return in 1.41%
or RBL World safari CC has 0% forex with no rewards.
There is no drawback
Recommended way would be to have a separate account where you transfer that money and pay when the bill is generated
Would help you earn some extra interest
It generally takes 15 days from the day of your billing date to get the voucher
You can use the voucher within 9 months from the day it was credited to your account
You will have an option to redeem within the first 6 months, whenever you redeem it, you will have exactly 90 days to do the...