Same with me 6 years of credit history
Multiple bank credit cards. Loans Overdrafts. Only 2 inquires in last 8 months. Roarbank is giving stupid reply that another bank rejected your card or loan recently so can't approve. Also not telling name of institution instead asking me to guess from my...
All banks downgrade eventually. Some after 6 months some after a year.
Also if any bank doesn't downgrade. That account is useless. You may think of ut as a zero balance account with free debit card.
To me they didn't offer any refund option.
So i went with chargeback route and also didn't pay any MDR or other charges
Only 1600rs something was debited from my account
Ask about charges. What charges for refund??
Otherwise they'll charge you MDR ,Refund charges and other misc charges.
Better to surrender their machine and regund via chargeback. Or negotiate to refund without charges.
Ha bhai🤣🤣 scam kr diya mere saath. M toh account close krwaya tha 3 march ko
Your account no XXXxx is closed. CANARA BANK ALWAYS WELCOMES YOU TO REBANKING WITH US. -Canara Bank
Phir khol diya goli baazi krke
Will ask if they will charge if account closed within 30 days or not. As schedule of charges says no charge for account closure but schedule of crest says charges for debit card 3k+gst will be recovered
Mujhe branch ne chipka diya ye account. 🤣🤣 Debit card dispatched credit card ka issue chal rha hai.
I'm asking for normal rupay credit card they're insisting for crest rupay citing benefits which I'll never use
Bhai ek dum bakwaas account hai. Have you taken their crest credit card debit card. It says you will be charged if you close or downgrade them before 1 year Or downgrade account. Charges are quite high. Both crest debit and credit cards once issued bank will charge 1 year fee in case balance not...