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Recent content by cardio_guy

  1. cardio_guy

    Devaluation ICICI Bank Credit Cards: Major Devaluation Announced (Effective Jan–Feb 2026)

    ICICI has created this confusion by putting the same name for 3 types of card - emeralde plastic, emeralde private plastic (when such a thing doesnt even exist), emeralde private metal they could have given separate names for these carsd. atleast emeralde plastic and kimeralde private metal...
  2. cardio_guy

    I have been using without www. Is that www thing resolved ? Will it now work both ways?

    I have been using without www. Is that www thing resolved ? Will it now work both ways?
  3. cardio_guy

    What To Do With LAKME Voucher - RSDC

    your mileage may vary: used esp in social media to acknowledge that an opinion is purely subjective. Googled
  4. cardio_guy

    Devaluation ICICI Bank Credit Cards: Major Devaluation Announced (Effective Jan–Feb 2026)

    This is a beautiful summary of the small but important points. Great. One more point to add - In BBPS bill payment system, you can pay how much ever more than the outstanding bill amount for ICICI. For other banks, if you have already paid the bill, you can't pay more. BBPS will not allow to...
  5. cardio_guy

    Scapia Isn't Just a Credit Card - It's India's New-Age Travel Companion

    yes, the next wave of change is in travel ecosystem - like scapia, other tech companies are also building this. We can see similar ecosystem built around HOI app, Adani One app, etc. And each app has a tied-up credit card, some tied-up airports etc. Because each app caters to only limited...
  6. cardio_guy

    Axis Atlas Credit Card Lounge Access

    Yes, this is a problem. I too couldn't use Atlas at COK last month. We either need to have another card for non-Adani lounges. or other lounges need to get added to Adani loungeone network.
  7. cardio_guy

    Better than before.

    Better than before.
  8. cardio_guy

    Devaluation ICICI Bank Credit Cards: Major Devaluation Announced (Effective Jan–Feb 2026)

    I think it is now safe to end the relationship with ICICI fully. These are my accounts with them - Amazon Pay ICICI LTF - My first credit card, got in 2022, but not used anymore. It has become a drawer card altogether. Sapphiro LTF - Was used only for BMS BOGO, now that is also spend based...
  9. cardio_guy

    SBI PRAGATI RuPay JCB Platinum Debit Card | Free 1 year Amazon Prime, Swiggy One, MakeMyTrip, Bookmyshow Offer

    Is this issue not solved yet? I tried adding SBI Pragati Rupay JCB debit card in MobiKwik for cc bill payment and it showed an error. Didn't detect the BIN correctly and asked to enter correct card details. I was using PhonePe to pay cc bill using this debit card and it used to work there. But...
  10. cardio_guy

    LTF BOB Eterna Credit Card

    Gave in to the fomo and applied for this card. Vkyc completed. Showed 2L credit limit. Just now. Process was online and super smooth. Didn't face any glitch.
  11. cardio_guy

    Devaluation ICICI Bank Credit Cards: Major Devaluation Announced (Effective Jan–Feb 2026)

    So the BMS BOGO which was the only benefit of Sapphiro is gone now. Thank you ICICI for killing your already dead good for nothing cards. ICICI is getting out of cards game it looks like. Not even one good card when compared with peers like HDFC and Axis. Or they are thinking whatever kachra...
  12. cardio_guy

    SBI Virtual DC Rewards - Query & Discussion

    bro you first edit the title of your thread :D :P And then use mobiqwick. https://technofino.in/community/threads/phonepe-cc-bill-payment-using-sbi-vdc.46056/
  13. cardio_guy

    SBI UNIPAY PORTAL WORKING ?

    Update: Phonepe removed debit card option for bill payments https://technofino.in/community/threads/phonepe-cc-bill-payment-using-sbi-vdc.46056/
  14. cardio_guy

    PhonePe - CC Bill payment using SBI VDC

    Yes, Phonepe removed debit card option for bill payment. Only UPI present now. Not sure if it is permanently removed, or just temporary Thanks for the thread. I was about to make one. Next alternative: mobiqwik. @marmod Pleaes change the tile from: "PhonePe - CC Bill payment using SBI VDC" to...
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