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Recent content by cardio_guy

  1. cardio_guy

    Do you know Indusind tiger card is a CO branded card? is it true?

    It's co branded with Tiger Fintech, which is a bajaj group company. https://www.bajajcapital.com/tigercreditcard https://www.linkedin.com/company/tigercreditcard/
  2. cardio_guy

    Regalia Gold Kickstarting My Banking Journey with HDFC for Pre-Approved LTF Credit Card Offers! 💳🚀

    This is awesome, congrats! I'm actually in a similar situation and I'll share my experience so far. I'm also aiming for RG LTF or higher. Here's a rough timeline of my journey with HDFC: April 2023: Applied and got Tata Neu Plus FYF (Limit 86k) July 2023: Closed Neu Plus permanently (Because I...
  3. cardio_guy

    Tata Neu App Partner Brand Tiers - Air India Express, Titan, and Taj

    As all of you might know, Tata Neu app has tier level system within the app for itself - Explorer, Insider, Elite and Legend. Neu Infinity Card holders get 5% on app purchases, apart from 5% on card purchase. That being said, To fully explore neu benefits, we need to enter the Legend tier...
  4. cardio_guy

    Financial Planning for New Year: Tax Year 2026 - Discussion

    Adding to the last post - I have seen many many people who were so powerful, wealthy and strong in their prime years, but as they get old and get bedridden, or in wheelchair, no one give any respect to them. No one wants to take care of them and everyone want to somehow get rid of them. Only if...
  5. cardio_guy

    Financial Planning for New Year: Tax Year 2026 - Discussion

    So yet another financial year is ending today. Tomorrow onwards, there is no concept of Financial Year and Assessment Year. It is just called as Tax Year. How has been your investments in last year and till now? Are you financially better today than what you were an year back? Are you able to...
  6. cardio_guy

    080 VIP lounge - What is included?

    Where is the VIP lounge in T1? There is the standard 080 lounge soon after the security check area and then there are 2 lounges opposite Gate 34 35. Apart from these, where is the VIP lounge situated?
  7. cardio_guy

    ICICI Credit Card ICICI Netbanking Issue

    Bump here. I have the exact same problem. So not creating a new thread. Adding my query: I was using a personalized net banking ID for credit cards. Last week I opened bank account and I got a new net banking ID for that. Now I have linked the credit cards to this new ID. The cards are linked...
  8. cardio_guy

    Credit card & bank account journey: Review and consolidation

    Quick fix done. But I will correct it tomorrow. Some problem due to copy paste. Thanks.
  9. cardio_guy

    Credit card & bank account journey: Review and consolidation

    Credit Cards & Bank Accounts Suggestions April 2025 Onwards Over the past 2-3 years, the journey of using different credit cards and banking services has been a great learning experience. Exploring various types of cards has been interesting, but it is always an ongoing process. Every year, it...
  10. cardio_guy

    HSBC Premier credit card as LTF

    No. After issuance if you loose Premier status, they will charge annual fees. Someone has posted about this in TF sometime back. Forgot who, and can't find the thread. But afaik, it remains LTF only with premier savings account.
  11. cardio_guy

    ICICI Wealth Management Account Holders Please Share your Experience.

    Congrats. If it is OK, can you specify which city/town or which branch allowed 1L for WM? It is incredible.
  12. cardio_guy

    ICICI Bank Account Opening Experience - Comprehensive Discussion

    PB is not about banking alone. Banking is just one pillar of PB. They cater to many other aspects as well. Read more details here: https://www.technofino.in/community/threads/icici-private-banking-family.11023/post-959844 Also PB proposition PDF here...
  13. cardio_guy

    Should we switch from HDFC Infinia Metal to ICICI Emeralde Private Metal ?

    Yes. Agreed also to note - Airport lounge needs 75k spend in previous quarter for most of their cards (barring emeralde) + also there is a yearly charge of Rs 200 per add on card.
  14. cardio_guy

    ICICI Bank Account Opening Experience - Comprehensive Discussion

    PB looks at your net worth rather than TRV with ICICI products alone. That being said, starting TRV for PB is 50L and bring it to 2cr in one year. You can also open the PB account directly with initial funding of 50L if NTB.
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