Even I got one inquiry from the same lender in the first week of March. I was on a clean slate for the past 5 months and this. I'm going to ignore it though and channelize my energy elsewhere.
Hire a lawyer, transfer all your assets to someone you trust in family and show financial difficulties Keep on getting dates and take a settlement no other way. Paying all for someone doesn't make sense at all. The only drawback your cibil will be ruined, which I'm ok with.
Hmm I had similar experience, I was a guarantor for my best friend for a chit funds scheme. He had some losses in business & the dirtbag abandon his own family n ran away. Now I'm obliged to pay his loans as per tnc. The amount is close to 28L.
Peace of advice don't be a guarantor or lent any...
I called today & got same 12EMI option since I had spending less than 20L no extra incentives. Decided to close the card since I won't be able to extract any better value atleast this year with limited travel plans
Used to get the same. Been almost two week since tx settled and even cc confirmed it was not for apparel. Using it every month, this is first time that it was a miss. Hence did another tx yesterday to verify the status will know once tx gets settle
Got charged this month for FK axis, atlas, and ace on 2 accs. Any retention offer I can expect? Squeezed 40K+CB so won't mind paying but since it's axis wanna bulge whatever I can..
No reputed Big chains charge CC fee. Regional/small players charge 2.1% as per my limited Knowledge. If buying from big chains usually prefer to buy GV & make payment rather than direct cc (gave ex. for malabar/tanishq/reliance)