For more details go through my thread I've covered most of the hdfc cards here
https://www.technofino.in/community/threads/the-ultimate-credit-card-guide-%E2%80%93-one-stop-solution-for-all-your-queries-with-rr-analysis.37908/
Yeah, they were trying to sell a chargeable insurance cover.
And yes, card issuers do ask for a nominee for some cards, but sometimes they activate chargeable protection/insurance covers for cardholders without their consent. I have never come across this with Axis cards, which is why I posted...
Have a small doubt, while I was applying for this card in the pre approved section for the first time it asked for Nominee
I didn't think much and entered the name and submitted the applic.
Why did they ask for Nominee?
Today I received a call from Indusind bank as well to register Nominee...
Got the same offer today, privilege cc as LTF
Closed my ace cc a month ago
1.8% - if milestone achieved
1% - base RR
not a great card but can consider if u r looking for axis core card as LTF and EZD offer
I don't think it's an upgrade; it's a downgrade.
Some useful features are missing.
A new CVV issue for IndusInd Amex cardholders.
There’s nothing new to explore.
The interface lags.
The only good thing I noticed is a slightly better UI.
what you can do is:
First Contact the Lenders
Raise a service request with their customer support to confirm whether they report to CIBIL.
Ask them to manually update CIBIL for your loan accounts.
Use the term: "My loan account is not reflecting in CIBIL. Kindly ensure it is reported to all...
Found one of the most underrated HNI banking programs from a PSU bank—BOB Masterstroke and BOB radiance.
On paper, it outshines most other HNI offerings, but do they truly deliver? While it’s true that BOB’s online banking facilities are not the best, I still feel they are better than IndusInd...
Most of these features are now just on-paper benefits rather than practical advantages. Banks emphasize them to attract new customers, but their actual usage has significantly declined.
Regarding the locker facility—though I don’t want to delve too much into this—it’s a major scam by many banks...