Recent content by gurbina

People need to remember, the bank is NOT your friend. They're there to MAKE money. Nobody at the bank is giving you free stuff, it's just incentives for you to make money for them.

You fell for the trap. They've been trying to sell insurance products quite badly. From the last time I checked some of their products they had bad reviews because they are third parties, not directly AMEX.

This is really frustrating for those already with AMEX. The fees are really high, now higher with barely any extra value. Compared to many countries the fees here are outrageous. Now because of the yearly benefits they'll probably deny any retention offers which could have been better...

For me the only issue has been the 3-4+ daily IDFC spam calls offering loans... Hands down, they're worse than Paisa Bazaar or thrashy sites like those, they're worse than pests. Activated TRAI DND, IDFC DND, raised multiple requests for them to stop calling, escalated to PNO, and so on...

Clear the dues then deal with the reversal. Many companies don't mind or are open to discuss about these things, nobody wants a pissed off customer that feel they've just been ripped off. Personally with Axis, I had my Samsung Visa Infinite charge me the annual fees on the 12th of X month, I...

This could be a data leak from anyone. Even my amex got hit with random charges. There's no data privacy or protection in India, not even a slap on the wrist for the negligence of a lot of companies here regarding data security. Specially around the CC sector half the country's data is...

50k for the Axis Burgundy Private Debit Card if you don't meet the TRV. https://www.axisbank.com/burgundyprivate/theonecard

You need a legal agreement to become a guarantor. Without the agreement and signature, this is plain harassment. My take: if he keeps reaching out, throw this guy's number on a SMS bombing website.

Great, more ads now as comments.

This has nothing to do with bad service but rather self entitlement...

I hope someone in AMEX checks this thread. They reply fast, they reply very nicely, and they often assure solutions. But the backend? Slow, inefficient! I tried their services a few times and far from happy. I requested them twice to help me pickup my passport from Delhi and deliver it to...

Needless to say, if you used the same password from Accor elsewhere... CHANGE IT. Even if you used a different email, they know your personal details which can be used to find other accounts even if they have a different email or username!

Yes. A simple alphanumeric password can easily be cracked even when hashed. Even with symbols, any password short enough can be cracked quickly with nowadays computing power. Well, you can also export the data if you wanna use it elsewhere or to another password manager. Theirs work literally...

People like to reuse their passwords. So what happens is some of your personal details, including email and password have been leaked by a website. It could be new that nobody knows or a website that even went out of service many years ago. Now they will try to use that email and password...

If you're genuinely interested and you are eligible ring them up and ask. Banks in the US aren't obligated to only accept SSN/ITIN for opening a bank account, but it is at their sole their discretion. Some branches will let you, some won't. If you don't have these IDs you'll most likely be...