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Recent content by John Since

  1. J

    True Zero Balance Accounts

    May be still not available for android 15. I'm using it on 14 and works fine.
  2. J

    True Zero Balance Accounts

    It's still in beta phase and I have been using it for a month now. You will get Yes Pro savings account but a zero balance one. Rest I think the same charges will be applicable.
  3. J

    True Zero Balance Accounts

    When they ask for NMC charges, we tell them come after lunch. ;)
  4. J

    True Zero Balance Accounts

    You have to manually invest in liquid fund from Yes bank. I'm sure Yes bank is DICGC insured. Curie money is just a platform facilitating both at a single place.
  5. J

    True Zero Balance Accounts

    You can choose to invest money in MF's or to keep it in bank account itself. Money is invested in liquid funds which are the safest as they are not linked to the equity market. SEBI is by far making the market less manipulative and investor friendly. Don't understand why did you pass such...
  6. J

    True Zero Balance Accounts

    Curie Money (Yes bank)
  7. J

    Need help in getting a savings account.

    Curie Money is just a platform which facilitates the transaction between Yes Bank and ICICI Prudential AMC. Your money will be invested in liquid fund with ICICI and Rs.50,000/- will be available for instant withdrawal and rest takes one day. Liquid funds are not related to equity market. The...
  8. J

    Need help in getting a savings account.

    Instead of keeping the funds in savings account, try curie money which lets you invest in liquid funds and can withdraw money instantly to bank account when needed from the mutual fund which gives better interest rates than savings account aroun 7-8%.
  9. J

    Can I Invest 1 lakh for 12-15 days every month and then withdraw?

    Banks paying high interest rates on savings is only short-lived. In long term, they reduce the interest they pay as their deposit base increases and in case of FD's, there's penalty on premature withdrawal. I would recommend keeping your funds in liquid funds or liquid ETF's or GILTbees which...
  10. J

    Guidance Required On Tax

    It depends on whether it's a long-term gain or short term capital gain. If LTCG then 12.5% and STCG then 20% Beyond Rs.300000/- he needs to pay taxes at the above rates for capital gains and no regular slab rates will be applicable.
  11. J

    Groww NAV scam

    There are 5 nodal banks for getting same day NAV even if you do before cut-off time i.e., SBI/HDFC/ICICI/KOTAK/AXIS. If you do transaction other than these 5 banks, you get next day NAV even if the transaction is done within cut-off time and this is same across all the brokers even when done on...
  12. J

    IndusInd Bank Debit Card Spend Based Festive Offer 2024

    Yes I have made one transaction on amazon for e-commerce but still havent received the points yet
  13. J

    IndusInd Bank Debit Card Spend Based Festive Offer 2024

    anyone received for making transaction on SBI Unipay? I haven't received till now.
  14. J

    INDIE , the IndusInd's SUPER APP - for existing SB A/C holders

    Can you post some screenshots after login to give a view how it looks.
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