A New Addition to my Folio: Got Kotak CB+ LTF
In My case:
Existing 811 Super Customer
No Other Relation with the Bank
The Card Came Pre-Approved.
The only way you can get LTF is apply through a Agent if it is preapproved they can make it LTF.
Cheers!
My Most Used CCs are( As on September 2025) are:
SBI CashBack (Where Axis Cashback doesn't gives)
SBI PhonePe Select Black (UPI and Utilities)
Axis CashBack (All Online)