Recent content by kjs

Yes that the reason I am refraining to use these apps now , can you suggest an bank UPI app that provides facility of custom UPI address . I am not interested in cash back , adds , bloatware . I checked Payzapp but that doesn't provide facility of custom UPI .. Imobile , but that app is too much...

which is the best amongst 3 , any data privacy issues in these apps . I am looking for simplest one without any ads or bloatware . My Bhim account has UPI lite wallet linked to iPhone ,but now i use android and no access to iPhone hence I cannot access upi lite as it cant delete it for a closed...

if u can live with 2 accounts 3rd will not be reqd , by any chance you miss to deposit money from Salary to investment account or some shortfall ur sip will be skipped / bounced .

Check your UPI app for exact per transaction and total lite wallet limit/per day , it supports. Limit got revised upward recently. - yes .. But i have set that limit as specified above. also not all my transactions will be UPI transactions. I use Gpay. BHIM i am stuck with closed bank account...

Issue with SBI / BOB what I have observed with my usage as below Personally BOB has app down time issues , also the way to fetch yearly statements from app and app is not so user friendly and transactional messages are always delayed. SBi is overall good , but yes there are lot of delays in...

yes thats the bare minimum I do .. balance less than 500 , top up 1000

Yes .. Much more important things in life , rather than cashback and offers... Better to invest time in such a way that can yield 5x , 10 x return than what cashback and offers can give and avoid complications in life.. Just my personal preference .. everyone has their way of thinking.

Yes ..better banking service available . as Salaried emp we should not make things complicated. Now I am thinking they even stopped ) balance privilage account on existing ICICI credit card limit. Mine is 6L consolidated having 2 icici CC.

This will be a full fledge account apart from just UPI , like I will transfer around 50k in this account every month and all CC bills , UPI transactions , Petrol etc , will be paid from this account , Hence I was looking an account with good overall service and prompt transactional messages...

Do you think PSU can provide better services in terms of UPI and daily account usage ? or I should switch to a pvt bank I already have HDFC as an account for Salary , Investment and its 13yrs old and I am very much satisfied with overall banking exp. Other is SBI -> which I have started to use...

My Experience with ICICI is one of the most pathetic one even worse than a PSU bank. I took a Home Loan with the bank and they asked me to open a 50k minimum balance account for no reason , I denied to it and opened a salary account instead. When ever I went to negotiate for Home loan interest...

Yes. There are some issues with SBI related to transactional messages, Even I am deciding to move upi out of SBI and opt a pvt bank account for UPI for seamless services overall , I have a kotak 811 , but random freeze stories is somehow not letting to use it Fully may be convert that to normal...

I am going to just keep it to 2 bank account. 1. Investment / Salary 2. Daily transactions account linked with Gpay. 3. Backup upi account since account in no 2 is SBI , and upi can go anytime down in that. initially i had 4 but 3 is fine now.. Emergency fund i will keep in my wifes account...

are you getting any other benefit from this account ? if not then open in some PSU bank now a days all front line banks are providing 0 balance account.

I transfer from my primary account to Kotak Super 811 account 5k / month , what ever groceries , petrol expenses are there i swipe my 811 DC