Recent content by LT1

Please dont take these pay later products. If you are not getting Magnus now, go ahead and take the Infinia now and decide after a year.

If your spends are in the range that you mentioned above and your final goal is to get Magnus, I would say you start with DCB LTF with both of you and then get Magnus after 6 months via the C2C route. However, one counter-argument to this is that Infinia is hard to get and Magnus might get...

From my email to them - these are what I had mentioned. " However, just to highlight I have faced issues in the recent past with Emirates flight/hotel bookings, ADDA payments, Bescom electricity bill payments online. Offline, i have faced issues with multiple petrol pumps and stores in Tier 2...

If you dont have banking account with HDFC, they will ask you to courier the form to Chennai or go to the branch. If the add-on person has some kind of HDFC relationship (customer ID), things are usually faster and seamless offline.

If you meet their salary criteria, email to grievance as lot of us had done earlier as mentioned in the thread. Tell them issues with Diners acceptance etc. You might have to escalate to PNO as well.

Yes - that is correct. Seems there used to be 10k vouchers on Gyftr earlier but I havent seen it.

Yes to both questions as far as MMT vouchers are considered. You will get a refund if the original booking was cancellable. The only restriction is that you can only apply 3 vouchers in one transaction but you can use a voucher for multiple transaction.

When does this charge hit the statement? within a week or takes time?

No. I am planning to get an add-on processed now.

You should see it on the Netbanking page

Mine is valid for an year. They had called me one day before the birthday and told that the voucher is active.

For me, I got SMS from Bluedart about card being dispatched first. It appeared in netbanking much later.

Agree 0.9 might be fair value for flight bookings but places like Accor give much more than 1 as well. Just want to highlight that the assumption of being able to redeem those Magnus points at 1 or more might be difficult for many unless going for specific airlines or biz class etc …

I was in a similar position as yours and I went for the paid Infinia upgrade. As mentioned above, you are literally paying only the GST on Infinia. While HDFC has been slipping up a bit on RP credits, it is not usually as bad as Axis. In my case, for months where I know in advance that I...

MD cell is the next level. But if they have asked you for upgrade form, then most probably they will upgrade ..