Recent content by MurlyLock

mine is kolkata so should fall under tier 1 . other people are posting that their card got approved in few hours so was confused why its taking my application so long

nope don't have any relation with kotak before this, but i keep seeing people posting about getting card approved in few hours.

How long does kotak application usually take? i applied for this card via myntra app on 20th, and it still shows application is under process. How long did it take you guys to get any update after applying ?

Mail them at : grievance.redressalcc@hdfcbank.com

Yes, but I think one can get a joining bonus for one card only once. Although I am not sure about this. Also exploiting any loophole like that even for referral bonus would surely attract attention and might even cause ban to the account.

Yup you can apply for the same card through referral again after cooldown period

I asked about this specifically, and the person said they can't see manual spends on my card but said whatever the bill is the 75% will be on that. he said if Bill is Rs 1500 + GST they would apply a waiver of Rs 1125 + GST and if Bill is Rs 750 + GST then they would apply a waiver of Rs 562.5...

I got a 75% fee waiver on my AMEX MRCC. I didn't ask them to cancel the card or anything. I just called them up and said the fees is too high and if there is any reversal I can get for the fees. The retention team guy explained to me why MRCC fees are negligible compared to the benifits etc...

DM me too please :P

ah okay, cool

shit, didn't see that. anyway to merge this? or delete this post?

I think even then they will check aadhar address during video kyc

Yup, looks like it.

You will get stuck during video KYC i think unless your Adhaar address is in a serviceable area :/

I am not sure if this has been posted already, I was checking AMEX app and just noticed that AMEX is now offering Rs 1000 Amazon Voucher on top of the 8k bonus points for its first approved referral. And from second referral onward the amount is probably a bit less, its a bit unclear, it does...