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Recent content by NikTravelEnthusiast

  1. NikTravelEnthusiast

    Self-employed with ITR of 28Lac : Need help to get premium credit card : Infinia /Biz black /EPM

    How to get Bizblack if I am holding Infinia?Is it possible? I am self emplyed professional.
  2. NikTravelEnthusiast

    Self-employed with ITR of 28Lac : Need help to get premium credit card : Infinia /Biz black /EPM

    Get HDFC regalia gold as of now. Then climb up to Infinia slowly. I think you can try bizblack also. When Amex lifts application pause, get Plat travel(provided all things remain good). Personally I don't like Axis, very notoriuos for cards approvals. SBI Miles elite is also option, but earn...
  3. NikTravelEnthusiast

    Self-employed with ITR of 28Lac : Need help to get premium credit card : Infinia /Biz black /EPM

    Self emeplyed are not eligible for HSBC CC. Atleast they rejected me stating this. Axis Atlas has paused new apllications.
  4. NikTravelEnthusiast

    HSBC TravelOne Credit Card Launched | Review | TechnoFino Option

    Is HSBC allowing Credit cards to Self employed doctors?
  5. NikTravelEnthusiast

    Paying ₹5L HDFC Life Premium via Amazon Pay – Anyone Tried This?

    Yes. It does increase. But I am trading for reward points that I earn. Fir me it's ok to pay little extra .
  6. NikTravelEnthusiast

    Paying ₹5L HDFC Life Premium via Amazon Pay – Anyone Tried This?

    Have you thought of Changing premium frequency to Quarterly. I guess, we can change before 7 days of premium renewal. Such way you can split payment and plan to stack up Apay properly and pay later. PS. My yearly premioum of all my combined insurence come around 3 lacs. I have changed all my...
  7. NikTravelEnthusiast

    Axis Atlas Credit Card - Applications Closed from August 31st 2025

    I did applied for Atlas 14 days ago. But yesterday got message that card is declined due to internal policy. I am in serach of next alternative. Primary goal is travel card with milestones for regular spends(non acccelareted) for 5 to 7 lacs per year. Already have INFINIA, Amex plat travel...
  8. NikTravelEnthusiast

    Atlas vs Infinia (advice for a specific scenario)

    I am also in same sort of condition. My primary card is Infinin, and I use it for Accelarated spends. For a remaining non accelarated spend of 3 to 5 lacs per year, I planned to get Axis atlas.But They declined my Atlas application. From the forum research, I came to know that Axis is difficult...
  9. NikTravelEnthusiast

    HSBC Enters the Game – Accelerated Rewards Travel Portal Now Live!

    Applied for Axis atlas 10 days ago. If it gets rejected, then next I will try for HSBC travel one. Good to see some positive news after long time in credit cards.
  10. NikTravelEnthusiast

    Axis Atlas Rejection due to unmasked aadhar

    Its been more than 10 days I applied for Atlas via online mode. It generated application number. But since then thereare no calls, emails or SMS updates to me. When I am tracking card status via application number, it is showing ' no records found'. Within how many days you got call and KYC done?
  11. NikTravelEnthusiast

    Devaluation Amazon pay balance changes - Category based restrictions

    Has anyone tried to pay insurance amount more than 25k direcctly at insurance website and using Apay wallet for payment? Does it allow?
  12. NikTravelEnthusiast

    Infinia vs Atlas Vs Mayura Vs Ashva analyisis

    In my head, 1. My strategy to spend Infinia for Gift voucher ,Domestic Hotels and flights via Smartbuy. If possible try to hit the 15,000 RP monthly(or atlest 10,000).Primalrly I will use for airmiles. 2.Spend 3 lacs per year on regular spends on Axis atlas. It will generate 17,000 RP. I will...
  13. NikTravelEnthusiast

    Cards with Milestone benefits

    Whats the best use of these rewards points? Any airline/hotel miles transfer possible?
  14. NikTravelEnthusiast

    Which ITR to file with income from yaper

    Same suggestion as quoted.
  15. NikTravelEnthusiast

    Let's roast the credit cards by Meme...

    Same reaction -When Infinia request is rejected after all this efforts...
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