Recent content by oshan

same with me

Take the same on email from RM, EPM has a 5-6 level approval, even BM is small player in this hierarchy Also RM/BM frequently lie to meet their targets Even if true, only option 1 is the choice, option 2 is not happening

12-14% however since it is 6-7 lacs it is better to do this route as saves other hassles

better go for loan on cc, split it across 2-3 cc, close them one by one as you get funds

Go with banks even if little higher rate, don't go with razor, phonpe They are not reliable

yes they require these days for loans and new cc applications if you trust your RM can provide her on call, else just get it done in front of you

My HDFC cc application got rejected 9 times 2011- 2013 today have Infinia, keep trying

Relationship with dealer is your outlook, however this method will work if you don't wish to pay MDR It is not getting back MDR, you are getting back wrongly swiped amount against the invoice provided

Wrong amount charged by dealer, attaching invoice of bike along

best approach is to do the transaction, later file chargeback for the MDR amount

if you have question in your mind if Infinia is worth it, then it is not for you Most people who have Infinia dont pay an annual fee as they spend 2L+ pm

Most gyms fine with it, however there are restrictions For example fit pass scan only works till 9 pm in the gym, while gym is open till midnight you will get lesser help from trainers in navigating your workout if you are a beginner Gym which I go to has Fit pass, though I am regular member...

for 10L PL HDFC gives 0 processing fee for cibil above 800 and 0 pre close after 6 month cred charges 2% processing fee I would say negotiate with HDFC for lower interest like 10.5

just collect 1.5L and pay bimonthly, with each payment get EMI reduced you can upto 25% of principal a year online too, so no need to visit branch

Yes mine got closed, infact they closed all relationships