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Recent content by raghav_mri

  1. raghav_mri

    TCS deducted for international spends < ₹7L

    I forgot to add the spends made for purchasing US stocks, So the 50k is the correct amount
  2. raghav_mri

    TCS deducted for international spends < ₹7L

    Checked it I could barely find some spends around ₹50k in total which was made for some US stocks purchase using INDMoney, but I think it's still far less than the threshold limit na
  3. raghav_mri

    TCS deducted for international spends < ₹7L

    Hey guys, I recently got the Niyo Global DCB debit card and made few online international transactions around ₹1k but unfortunately 20% TCS was deducted for the same and was deposited into my ITR but AFAIK banks can only deduct TCS for international spends > 7L. But in this FY year my...
  4. raghav_mri

    RuPay Select Debit Card Benefits | Free OTT | Spa | Health Checkup | Rupay Select Debit Card Issuing Bank & Charges

    I am planning to get an RSDC, I have the following ideas for me. Kindly help me to get one - IOB RSDC Shows only ₹350 joining fee with no annual fee (Refer the screenshot below) - BOI RSDC Only because it offers BMS BOGO every month - Or should I wait and get the ICICI RSDC? Are they issuing...
  5. raghav_mri

    Which Debit Card to use for Credit Card Bill Payment in April 2025

    Does getting Kotak PVR DC worth it for CC bill payments? If so what platform to use?
  6. raghav_mri

    HDFC Bank PIXEL Credit Card - Query & Discussion

    I have the Pixel Play Visa Credit Card, How can I request for Pixel Play Rupay card?
  7. raghav_mri

    Does Yes Bank & ICICI Bank Provide Pre-Approved CCs for Users under 21?

    My limit is around 25k-50k on all of my cards
  8. raghav_mri

    Does Yes Bank & ICICI Bank Provide Pre-Approved CCs for Users under 21?

    I got a Freedom card, then got Tata Neu, Pixel Play as a floater. My limit is around 25k-50k on all of my cards
  9. raghav_mri

    Does Yes Bank & ICICI Bank Provide Pre-Approved CCs for Users under 21?

    I am currently 19 years old and I currently hold the CCs of Axis(Pre-Approved), HDFC(Pre-Approved) & Amex(IDK how I got it tho). I plan to open a Yes Bank Savings account for pre-approved CCs, Do they offer Pre-approved CCs for users under 21? has anyone experienced the same? Also, I have an...
  10. raghav_mri

    RBI Final Notification Regarding Card Network Change And Agreement

    I raised an request for Axis Bank PNO to change my rewards credit cards from Visa network to MasterCard network but they are saying that it is not possible to do so. Shall I raise an request to RBI Ombudsman portal for the same?
  11. raghav_mri

    Best Savings Account at 1L MAB

    779 & Been 4 months now
  12. raghav_mri

    Best Savings Account at 1L MAB

    25k only 😅
  13. raghav_mri

    Best Savings Account at 1L MAB

    Bro, I would have even be happy if they gave me millennia but all I got is Freedom & Tataneu plus
  14. raghav_mri

    Best Savings Account at 1L MAB

    Is there any good account with 1L MAB for getting pre-approved premium credit cards? Already have Axis/HDFC, Anything apart from these? Also, Will an upgrade to HDFC classic help upgrade to premium CCs?
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