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HDFC Bank PIXEL Credit Card - Query & Discussion

ekarthikv

TF Buzz
I have physical pixel visa card and virtual pixel rupay card, the rewards points of these cards shared or seperate? Anyone know
 
1) Is this HDFC pixel card is HDFC core card ?

2) Can we get 10% instant discounts during amazon, Flipkart sales?

3) If there is no HDFC cc ,can this be applied? And still get core cards later?

4) If already have 2 HDFC cc like millinea, Swiggy cc, can we get this card as 3rd one?

5) how many credit card does hdfc allow?
 

Features (u might already checked it since u already applied the card, below responses based on this)
  • 5% Cashback on choice of any two packs
    - Dining & Entertainment Category – BookMyShow & Zomato
    - Travel Category – MakeMyTrip & Uber
    - Grocery Category – Blinkit & Reliance Smart Bazaar
    - Electronics Category – Croma & Reliance Digital
    - Fashion Category – Nykaa & Myntra
  • 5% Cashback on Smartbuy
  • 3% Cashback on choice of any one E-commerce merchant
    - Amazon or Flipkart or PayZapp
  • 1% Unlimited Cashback across all other spends
  • 1% Cashback on UPI Spends (Applicable only on PIXEL RuPay Credit Card holders)

FAQ: https://www.hdfcbank.com/content/bb... Credit Card/PIXEL-Rupay-Credit-Card-FAQs.pdf

1. Question 9 & 10 in FAQ
2. U don't need any particular card for gaming itself, there are already many..
  • for golf there are cards
  • for online gaming console purchases there are cards
  • for offline/online gaming purpose there are cards
  • for gaming platform vouchers there are cards
All these are our regular cards and works even for gaming MCC. Unless that gaming itself gambling.
3. No. And I personally don't apply credit card if there is no email ID visible in their website, and there is no web version of it (ex: OneCard, Pixel). Not always rely on mobile apps.
4. It depends on eligibility
5. https://www.hdfcbank.com/content/bb.../Terms-and-Conditions-ZappMax-Credit-Card.pdf
  • Page 3

Note: Both shared pdfs are from 1st link where card features outlined.
 
I have experienced worst for point 1. Total waste of time. They took two months to give resolution saying 10% cashpoints can not be credited since i closed the card. They never bothered to credit the points when it was active for last two months.
 
I have received pixel Go +rupay. Both are currently virtual and I am seeing an option to order physical card. I really don't need the physical one but my concern is how to check if my cards are FYF or LTF. I didnt see any fees mentioned while applying the card or during the process
 
Ordered the pixel go even tho both was LTF
1000 Rp to redeem is a lot of hassle and most of the play merchants are covered by Mill via SB Gc

Card generated instantly and cibil got hit .Transferred 20k limit too
1% CB on UPI is good feature
 
I have received pixel Go +rupay. Both are currently virtual and I am seeing an option to order physical card. I really don't need the physical one but my concern is how to check if my cards are FYF or LTF. I didnt see any fees mentioned while applying the card or during the process
After 1st jan all these cards are LTF
 
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