Yes thats correct. And your wife is lucky to get such generous limit since Scapia is well famous for issuing cards with poor limits even though it is primarily meant for foreign expenses :P
Can anyone confirm if is there any validity period mentioned by which we can redeem the Amazon Prime voucher once received?
I already have Amazon Prime active so will think for applying the card when it is near to my Prime membership expiry.
If it has decent validity of 6 months or so to redeem...
Yes I saw that while applying, but since there was nothing for me to lose so just gave it a try and surprisingly rewards got confirmed yesterday.
I think it is for Scapia who decide whether to provide reward for the new application or not; cashkaro doesnt pay anything from its pocket :P
Applied for Scapia card via Cashkaro portal. T&C of Cashkaro says rewards not applicable for existing Federal bank customers but I just gave it a try and luckily the rewards got confirmed yesterday and I have redeemed it successfully to my Amazon Pay Wallet.
You can ask them for refund of outstanding credit balance of INR139 either via DD or to any bank account of yours (if they support).
Reward points might have some expiry and even if not, they gets forfeited in case of card closure by self or the bank.
Yes there is still benefit to hold core card from Federal because the Federal bank card specific discounts across merchants are not applicable on co-branded cards like Scapia. Like discount on flight/hotels etc work on Celesta but not on Scapia.