Wow...
It seems you want a perfect bride who is
Beautiful, slim , from a rich family, who can cook and look after husband very well, brings a lot of dowry(or gifts)/ who has brothers to look after the would be brother in law ( ie other benefits )... etc etc..
All the best for your quest....
.
...
I don't have any experience but somehow I feel the downgrade will happen eventually..
No need to worry as.an SR was raised
SBI cards operates in its own typical ways
Generally speaking, BOB Cards are okay to have..
they are not super duper cards and at the same time they are not waste cards...
Given an opportunity, we can have one or two LTF BOB card(s) suitable for our specific needs...
All the best..