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Recent content by Tejas

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    Buying a new car using CC - Pls suggest which one to use?

    Get the Axis Atlas if you have time. I just finished the Purchase of my new car last month. 85% was swiped on Axis Atlas. Dealers will charge a bomb for Amex no matter how much you try to negotiate on the MDR. And if its a hot selling car, then they wont bother to even negotiate.
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    Any watch (Rolex, Seiko, Casio type) enthusiast here?

    Citizen Tsuyosa with the Miyota 8210 is a much better value pick IMO than the Tissot PRX and some really amazing trendy colours. Bought one last week with the Sunset Orange Dial.
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    Credit card portfolio Optimization - reducing number of paid cards

    True! Paid Consulting is all about bringing sanity in this subject. Even for people spending more than 2-3 Crs a year, we have never suggested more than 5 Cards (two of which will pretty much remain in drawer and only for Online usage)
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    Credit card portfolio Optimization - reducing number of paid cards

    On what basis do you expect replies on which cards to close? You haven't mentioned anything about what your total annual spends are or what categories you spend on. Honestly, Credit Card collection is becoming more of an ego massager nowadays. New Card Launched with Joining Fee and Joining...
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    London to Mumbai using miles

    Such statement for just 200 Euros of Taxes? :LOL:
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    When does the 1.35lk point kicks in after spending 50k?

    The issue is that you are evaluating everyone with the same lens. There are many who are ready to spend a little extra for Business Class & Luxury Hotel stays as long as its not 2x-3x of the regular economy flights / 3* hotels. Not everybody is looking for cheapest economy flights or bed &...
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    Marriott vs Accor points

    Question 2 & 3 are contradictory thoughts that you have to get over with. The moment you start off with the thought of 'Wasting Money', you lose the insights. I did a 10 Nights Mattress Run this year to achieve Platinum Status. The amount I spent was recovered in just Breakfasts in 3 Nights in...
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    Marriott vs Accor points

    With due respect to the Forum and the information available on the forum, TF is an extremely new forum and all these things are decades old. Those who have surfed the internet on this topic gained knowledge long back and there are many who have been playing these games for over a decade now. Its...
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    Marriott vs Accor points

    Most times, the Upgrade would reflect in the app the previous night itself.
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    Marriott vs Accor points

    Have you evaluated the Marriot Bonvoy Platinum Status challenge? Despite being a Frequent traveler, if you feel that its not enough to reach Marriott Bonvoy Platinum, then it probably because you are focusing on 50 nights for Platinum Status. You can get Platinum Status for 24 Months with doing...
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    Marriott vs Accor points

    You need to know on how to reach Platinum faster instead of that 50 Nights criteria. A little money spent on mattress runs can go a long way. Timing the Mattress runs are important. I have done two Mattress runs in the past 4 years. Spent less 75K on these Mattress Runs cumulatively. Got 2 Years...
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    Marriott vs Accor points

    That's so untrue. Have a 3 Nights stay in the coming weeks in a Courtyard for 3 Adults. 33,600 MB Points for 3 Nights worth about $500 (Rs. 42,000) and in a South East Asian Country. These points were transferred during the 30% Bonus. So effectively, 25,800 MB Points for 3 Nights. Add to it, I...
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    Help me understand Amex

    W Website in Signature. And Twitter handle is tejasghongadi
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    Help me understand Amex

    1.5 Lacs MR Points per Card. So if you have 3 Cards, its 4.5 Lacs MR Points. If you have Platinum Charge Card, thats another 5 Lac MR Points Referral Quota. So the people who have 4 Amex Cards, have a combine limit of 9 Lac MR Points that can be earned thru Referral Bonuses.
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    Help me understand Amex

    Yes. This is just my earning thru referrals and I don't push Amex Referrals to anyone. 2022 - 3 Lacs MR Points 2023 - 4.5 Lacs MR Points 2024 - 7.24 Lacs MR Points & counting Disclosing my referral earnings for the first time. Might delete later. :LOL:
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