Recent content by thomasjackson

Does IDFC reverse reward points for transactions reversals? In the case of debit cards. I got FREECHUTIL in the app, amount was debited and rp credited but transactions failed. I tried in the website, same merchant name. Transaction was successful

I can confirm this. Although IDFC usually recategorises this after a few days. In any case the category is not indicative of the MCC.

There is a limit of 2000 coins per calendar month which means max 40K spends in a month. Additionally the following limits also applies according to tata neu chat support: 1. There are certain bill payment limits applicable to credit card payments for the following categories a. Electricity...

I just paid right now. Was able to use the debit card option. Maybe try to remove the debit card from saved cards and try again by not tokenising the card. I can see that the add debit card option is there. Or maybe this restriction is account specific. Can others also confirm this?

You can only pay upto 70% of flight/ hotel booking with points now. There was no restrictions earlier. Also bonus reward points will not be earned for the 30% paid in cash.

Use Ebix Cash BHIM UPI app on android to transfer the wallet balance to your account via upi for free

Is the new HDFC Platinum DC available on both visa (platinum) and mastercard (platinum/world) network? Anybody has applied and received the card?

you can only pay upto ₹1000 twice per 30 days without incurring additional convenience fee of 1.02% + 18% Effectively 1.2%

Jewellery is not an excluded category for the wealth credit card. It will earn 3 RPs per 150 spent on the first ₹ 20,000 spent and 10 RPs per 150 spent for spends above ₹20,000. The points you have earned is as follows: First 20K: 20,000/150*3 = 400 Remaining 27K (base): 27,000/150*3 = 540...

Yeah. As if HDFC doesn't know about this loophole. Pretty sure they just let let it slide. After all, this was one way to increase credit and debit card usage. Surprise surprise, who benefits from that? Ofcourse HDFC bank lurking up all that MDR. I always used to factor in that extra 1% reward...

2 times in a month. After that 1.18% Fee on the total amount. This loophole was earlier exploited and plugged a while back. But its good enough to reach 250 RP on HDFC Platinum DC to extract that last few RP

For me, for the first few days it showed as shopping, then automatically changed to Loan (EMI). I think the MCC is 6012

It starts of for me with the welcome Message in Hindi and then says "to continue in English press 1, to Change the language Press 0". I guess it is saving the last chosen option which is a good thing. It doesn't matter to me, which comes first as long as English/Hindi are first or second. I am...

Does international transactions made using credit card come under the LRS ambit? I have never been charged TCS for the same.

Isn't it a quarterly milestone? For 4 lakh spends per quarter. I can confirm I had received the same. There is no link as such. 10K RPs get posted to your card automatically. Check the statement.