Hi all,
With the MasterCard ban now gone, I am thinking of getting my hands on Citi Prestige before the sun sets on Citi in India.
I already have a 4+ years old Citi Indian Oil Card but with a meagre limit of 1.2 lakhs. Did not use it for anything other than fuel and Citi offers so never bothered to get the limit enhanced.
I barely reach their 25LPA ITR criteria for last FY, but have a solid 800+ CIBIL and an employer that should be on their whitelist (if it exists).
So here are my questions:
1. Is it advisable to try my luck with Prestige?
2. Should I try to get my existing limit enhanced and then request an upgrade? Or,
3. Should I apply afresh with the documents?
Any insights would be appreciated. Thanks.
With the MasterCard ban now gone, I am thinking of getting my hands on Citi Prestige before the sun sets on Citi in India.
I already have a 4+ years old Citi Indian Oil Card but with a meagre limit of 1.2 lakhs. Did not use it for anything other than fuel and Citi offers so never bothered to get the limit enhanced.
I barely reach their 25LPA ITR criteria for last FY, but have a solid 800+ CIBIL and an employer that should be on their whitelist (if it exists).
So here are my questions:
1. Is it advisable to try my luck with Prestige?
2. Should I try to get my existing limit enhanced and then request an upgrade? Or,
3. Should I apply afresh with the documents?
Any insights would be appreciated. Thanks.
