Strategy to get Citi Prestige

[spatone]

Hi all,

With the MasterCard ban now gone, I am thinking of getting my hands on Citi Prestige before the sun sets on Citi in India.

I already have a 4+ years old Citi Indian Oil Card but with a meagre limit of 1.2 lakhs. Did not use it for anything other than fuel and Citi offers so never bothered to get the limit enhanced.

I barely reach their 25LPA ITR criteria for last FY, but have a solid 800+ CIBIL and an employer that should be on their whitelist (if it exists).

So here are my questions:
1. Is it advisable to try my luck with Prestige?
2. Should I try to get my existing limit enhanced and then request an upgrade? Or,
3. Should I apply afresh with the documents?

Any insights would be appreciated. Thanks.

 

[dhshankar]

Does citi really give out LTF and that too for prestige? Let me know if you get it.

yes, they give it for CitiGold Private customers with 7.5cr NRV

I did not get it , as I'm not their CitiGold customer (not at all near to NRV which they had mentioned)

 

[abc.xyz]

yes, they give it for CitiGold Private customers with 7.5cr NRV

I did not get it , as I'm not their CitiGold customer (not at all near to NRV which they had mentioned)

ohh wow.. 7.5cr.. that would be only for business man 😀