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Physical debit card for Axis Easy savings account
- Thread starter me_sovon
- Start date
Are u happy with axis bank savings account and its services overall...lots of complaints regarding their consolidation charges.plannig to open an account
varun__goel_
TF Prestige
All this is bullshit
Just check SoC of account and transact accordingly.
Most of folks don't look at SoC and do whatever they think and then blame bank.
Holding account for more than a year and I am only charged for DC and sms.
Sahil_07
TF Ace
Can I block the DC and use virtual card only?
So that I have to pay just one time for the physical debit card
varun__goel_
TF Prestige
Last I checked, in online easy account VDC is chargeable and physical is free.
Check once in SoC
Master Chief 117
TF Select
Same here, opened account last year in Aug only charged for SMS and Debit Card
I would say my experience with Axis Bank was best, opened a digital savings account in Aug 2023 maintained balance around ₹3500 all the time, did few transactions and 11 months later i got Pre-approved Credit Card that too with a high limit of 1.39L 😊
Sahil_07
TF Ace
You are saying the opposite
Master Chief 117
TF Select
I have Easy Access Digital Savings Account which was opened last year in AUG , Debit Card annual fees is due in 1-2 week, If i Block Physical Debit card now will Axis still charge fee ?
varun__goel_
TF Prestige
Might have made changes🤷
Sahil_07
TF Ace
Call the customer care and let us know.
In sbi if you block your card,no more charges from next year
Beyond
TF Ace
Axis charges me for DC, from past 180 days I have not been charged for a single thing!
Axis is quite good, most of the complaints are regarding CC. (devaluation) But that too is subjective, on one hand we have icici whose card are almost worthless except lone star Amazon.
For me-
For banking services:
In pvt banks: HDFC=Axis>icici > Rest
PSU Banks: SBI >= BoB > Rest
*I live in semi urban area, your experience might differ than me.
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me_sovon
TF Premier
Bank Of Baroda is pretty decent
From last year I'm using BOB by replacing Paytm payments Bank, bcz Paytm was creating issue for payments other than popular merchants, so I switched to BOB, although I have an account of SBI & UBI ( NOW PNB) but Bob mobile banking app is much much better, UI is better, features are better. Even I have used axis bank mobile app, icici mobile banking app also federal bank app, I can say Bob app is better than all of these, again this is my personal opinion.
Also I never faced any transaction issue till now, not a single transaction failure.
me_sovon
TF Premier
Virtual debit card is free, but not sure about the physical card.
Might be depends on the card type.
If possible open offline and ask them about the charges
1)But for axis easy acces savings account have only one debit card type(physical) as secure+debit having only one fee. Am I right ??
2) does Virtual card is same as E-debit card.?? If so in website e-debit card shows having fee of 500+gst https://www.axisbank.com/retail/cards/debit-cards/e-debit-card/fees-charges
3)Don't we get virtual card if we apply via offline?
4)How can we get lifetime free rupay atm card just for withdrawal purpose?
5)How can we get Amazon 500 gift card after opening the account via online/offline??
I am confused. Please anyone please clear my doubts @SSV @Abhishek012
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me_sovon
TF Premier
Bhai you will get virtual card, it doesn't matter if you open the account online or offline. And I think virtual card is free for this account, as I'm holding a Libarty account, it has a free virtual debit card.
And card type means I'm saying, normal rupay card/ rupay platinum etc. although I have no exact knowledge about the types. That's why I'm asking you to go offline process, they will clear all the doubts, or you can contact them via twitter.
And I have no idea about the ₹500, kindly read the t&c , may be you will get it after the account activation
You can get the normal atm card from the branch, I think your relationship manager will help with this. That's why I'm asking you to follow the offline mode
