Salary account suggestions

[rohanrs]

Axis priority salary account or HDFC premium salary account.

Which one is better?

My in hand salary is around 80-90k monthly.

If you can suggest some other bank salary account for my salary bracket i am open to that as well.

Thanks!

 

[Anindya98]

Axis priority salary account or HDFC premium salary account.

Which one is better?

HDFC will be better in regards to good CC and less devaluation, unlike Axis.

If you can suggest some other bank salary account for my salary bracket i am open to that as well.

ICICI WM Salary Account

 

[Dragon_slayer]

Cant you take it in savings accounts? Check iDFC current account they offer interests on current account also

 

[Vasuki]

Cant you take it in savings accounts? Check iDFC current account they offer interests on current account also

Doesn't idfc current account required loads of documents

 

[Dragon_slayer]

Doesn't idfc current account required loads of documents

If OP has the job, then he would have all the documents

 

[Vasuki]

If OP has the job, then he would have all the documents

Salary account* current account
Shred some light 🚨

 

[Dragon_slayer]

Salary account* current account
Shred some light 🚨

Thats all I know unfortunately, I saw an advertisement a IDFC branch. Some branch guy was trying to explain me about it but i wasnt interested so left.

 

[rohanrs]

Can someone answer my question?

 

[Vasuki]

Can someone answer my question?

Take icici salary account

Get limit increase like 10+ l on cards then apply C2C 🌝

Axis is shit
Hdfc treat you same no discrimination unless rm has personal touch

 

[helloworld]

Axis priority salary account or Hdfc premium salary account.

Which one is better like better perks service, lounge access etc

My inhand salary is around 85- 90k monthly. Is there any other salary account i can opt for from the one I mentioned above. Open for good options as well

Thanks.

the one closer to you.. if both are at same distance

- write down both bank names on separate white papers, fold, toss in the air, pick one..

both are same interms of service, lounge etc.

until your salary crossed >2l in hand (for ltf premium card only), all banks same benefits.

 

[Explorer]

Except for ease of getting free premium credit card/debt card are there any other benefit one gets out of having salary account in a particular bank? Does one get better loan rate or easier processing? Easy/preferential access and free bank transfer should be most important.

 

[kjs]

Except for ease of getting free premium credit card/debt card are there any other benefit one gets out of having salary account in a particular bank? Does one get better loan rate or easier processing? Easy/preferential access and free bank transfer should be most important.

Loan rate of interest is purely based on cibil now rather than which account variant you have. Open the bank account which is closest to your home so u can visit in can of any urgent work.

Yes just free transfers neft, imps and free debit cards dont expect much , ideally dont go into so much details about banking programs or accounts its waste of time and stay away fro RM' s unless u want to get done something through them

 

[Explorer]

Loan rate of interest is purely based on cibil now rather than which account variant you have. Open the bank account which is closest to your home so u can visit in can of any urgent work.

Yes just free transfers neft, imps and free debit cards dont expect much , ideally dont go into so much details about banking programs or accounts its waste of time and stay away fro RM' s unless u want to get done something through them

Agree with the RM part really, I mostly save their number so that I do not pick it up and get bombarded with investment options ... in that way, citibank was better ...citi RM never used to pester me ....the current axis one also has now cooled down after I had a good talk with him on the topic 🙂

 

[kjs]

Agree with the RM part really, I mostly save their number so that I do not pick it up and get bombarded with investment options ... in that way, citibank was better ...citi RM never used to pester me ....the current axis one also has now cooled down after I had a good talk with him on the topic 🙂

Ohh thats good in a way.. Personally i chose bank closest to me. Currently 5 big banks hdfc, icici,sbi ,boi,bob are just 200m from my home. But service wise Sbi is better 😅 then hdfc then ICICI. Bob and boi did not visit as i dont have account.
Private banks only for decent offers ,card offerings above avg mobile banking apps. For loans i prefer psu anytime

 

[Anindya98]

Except for ease of getting free premium credit card/debt card are there any other benefit one gets out of having salary account in a particular bank?

Help you to negotiate and you can get a premium/HNI account at 0 MAB

Does one get better loan rate or easier processing?

Yes, you can negotiate lower rates and they don't usually charge processing fees.

 

[Nemil]

I've had ICICI salary a/c for a decade, and they are the best. You can go with them without any second thoughts.

 

[praveensudhakaran]

I have an HDFC salary account with zero CC offers and a useless RM, worse Key Account Manager. So, Axis or ICICI?

Salary credit 1.4L

 

[shu_sha]

I have an HDFC salary account with zero CC offers and a useless RM, worse Key Account Manager. So, Axis or ICICI?

Salary credit 1.4L

How old is your salary account with HDFC?

 

[Vasuki]

I have an HDFC salary account with zero CC offers and a useless RM, worse Key Account Manager. So, Axis or ICICI?

Salary credit 1.4L

Axis
Then move to icici after 6 month
What cards u looking for and what's ur portfolio

 

[praveensudhakaran]

How old is your salary account with HDFC?

7 Years Old