10% Cashback Capped at 1000 for Grocery amd dining.
12×1000=12,000
Adjust Annual Fee of 1,180
Net Cashback of 10,820 on 1,20,000 spends that is 9%.
For other Spends 1.5% is bonus in Case of Instant Discount Offers.
Still people Want it LTF and then Call it Underrated as well 🤣