Query Regarding SBI Debit Card Annual Charges

[surojitlaha]

Dear Members,

I have a question regarding SBI Bank's Debit Cards, particularly those categorized as First Year Free (FYF). If I were to close a debit card after using it for 11 months and subsequently apply for a new one, repeating this process annually, would the bank deduct any annual charges from my account?

 

[Anupama_Jha]

Yupp. SBI global dc is FYF and u know the rest😎

 

[Jhon Anand]

Dear Members,

I have a question regarding SBI Bank's Debit Cards, particularly those categorized as First Year Free (FYF). If I were to close a debit card after using it for 11 months and subsequently apply for a new one, repeating this process annually, would the bank deduct any annual charges from my account?

Bhai chindi chorpana ki bhi ek hadd hoti hai

 

[surojitlaha]

Bhai chindi chorpana ki bhi ek hadd hoti hai

🤣🤣🤣🤣Usse bhi bura hai ye

 

[peachyrahu]

oh so that’s one way to get ltf card😂

 

[sahil1033]

I've SBI Global debit card having expiry month as July but last year I was charged AMC on 17th Feb 2024 and an year before that AMC was charged on exact same date only i.e. 17th Feb 2023.

I'm not willing to continue with physical debit card from SBI as I already have a virtual DC issued, so, I should cancel the DC now to avoid being charged fee for another year, right?

 

[praful47]

I've SBI Global debit card having expiry month as July but last year I was charged AMC on 17th Feb 2024 and an year before that AMC was charged on exact same date only i.e. 17th Feb 2023.

I'm not willing to continue with physical debit card from SBI as I already have a virtual DC issued, so, I should cancel the DC now to avoid being charged fee for another year, right?

If your expiry month was july then how come Amc got charged in Feb

 

[sahil1033]

If your expiry month was july then how come Amc got charged in Feb

no idea, this has been happening for 2 years in a row now.

 

[Aniket]

I've SBI Global debit card having expiry month as July but last year I was charged AMC on 17th Feb 2024 and an year before that AMC was charged on exact same date only i.e. 17th Feb 2023.

Lol 🤣

I'm not willing to continue with physical debit card from SBI as I already have a virtual DC issued, so, I should cancel the DC now to avoid being charged fee for another year, right?

Yes, you should then.

 

[Kunal Rathod]

I'm not willing to continue with physical debit card from SBI as I already have a virtual DC issued, so, I should cancel the DC now to avoid being charged fee for another year, right?

@Aniket @sahil1033
Won't the virtual card get closed too?

 

[Aniket]

@Aniket @sahil1033
Won't the virtual card get closed too?

No, it won't get closed. Virtual & physical are two different independent cards.

 

[sahil1033]

@Aniket @sahil1033
Won't the virtual card get closed too?

no no, physical and virtual debit cards are 2 separate entities

even in PNB, I've closed physical DC and have only virtual DC totally FREE

 

[coolguy1]

Nope, any new card that you get with FYF conditions will be free for the first year.

But can the bank blacklist you and never give you another card?
Possibly if you exploit too much.

 

[Aniket]

no no, physical and virtual debit cards are 2 separate entities

even in PNB, I've closed physical DC and have only virtual DC totally FREE