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Anyone able to see ICICI Credit Card Upgrade Option Last 1-2 days ?

corpSlave:P

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Seems like ICICI has block the upgrade option. Can someone confirm if they are able to see it.

I have Sapphiro credit card.

Edit1: Please add the Card which you currently have and offer you are able to see.
 
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Yes I am leaning towards icici private as well. But bm isn't commiting epm. Waiting for fy end, for them to get desperate for funds.
What TRV are they asking for private banking?

If they are not committing for EPM on PB then transfer your account to the branch where they have PB RM, they should be able to get that raised for you.
 
Any reason why you’re not opting for LTF Sapphiro? Also, what is your usage pattern on current cards?
Presently have Amz CC, Plat Visa and Coral Rupay. Mainly use the Amz CC for Amz and for booking flight tickets on Govt site. Only use Plat Visa/Coral Rupay for bank offers where Amz CC does not work. Also got other cards incl Axis Cashback, Airtel and Flipkart and HFDC TN infinity & Swiggy.. So usage is spread out.
Sapphiro lounge access now has 75K spend barrier. Use Indie UPI for fuel. So could not find any use benefit to opt for the card.
 
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What TRV are they asking for private banking?

If they are not committing for EPM on PB then transfer your account to the branch where they have PB RM, they should be able to get that raised for you
50L ip, might agree with smaller ip as well. i am self employed with low itr. They are saying they'll try, but I am not convinced. Cuz they haven't tried any such thing earlier. They wouldn't even know whose permission They need for epm.
 
50L ip, might agree with smaller ip as well. i am self employed with low itr. They are saying they'll try, but I am not convinced. Cuz they haven't tried any such thing earlier. They wouldn't even know whose permission They need for epm.
dont believe them, I know someone who tried to get a PB account with 70 lakhs IP but the bank kinda harassed him to increase his TRV over the next year so he moved out. Didn't even get him an EPM as promised before opening the account. Unless you have a firm commitment from a PB RM or a decently big branch BM dont believe them.
 
dont believe them, I know someone who tried to get a PB account with 70 lakhs IP but the bank kinda harassed him to increase his TRV over the next year so he moved out. Didn't even get him an EPM as promised before opening the account. Unless you have a firm commitment from a PB RM or a decently big branch BM dont believe them.
The issue might be ppop of branch. The bm said there is a cost associated with private tag which is 1lpm. E.g. If the branch makes 40L profit pm. & they have 2 private customer. 2×1L would be reduced from 40L. Therefore some branch might not be eager to upgrade to pb.

to me 1Lpm seems little high. One icici rm handles way too many customer. Considering pb rm would take on smaller no of customer and get more salary, still 1L seems to be little high. But anyone who keeps 50L , easily brings much more. If bm thinks they can keep a customer without pb tag, they would try that.
 
The issue might be ppop of branch. The bm said there is a cost associated with private tag which is 1lpm. E.g. If the branch makes 40L profit pm. & they have 2 private customer. 2×1L would be reduced from 40L. Therefore some branch might not be eager to upgrade to pb.

to me 1Lpm seems little high. One icici rm handles way too many customer. Considering pb rm would take on smaller no of customer and get more salary, still 1L seems to be little high. But anyone who keeps 50L , easily brings much more. If bm thinks they can keep a customer without pb tag, they would try that.
Idk it’s hard to believe the 1lpm number, I’m from a tier 2 city and after wealth select was merged into private banking there were 1100 accounts in my city (130 before) so I doubt they’re losing 11cr per month in a tier 2 city. Also can’t comprehend where the extra spend might be coming from, my RM is pretty well educated (IIM) but she’s also the RM of many other people.
 
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