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What TRV are they asking for private banking?Yes I am leaning towards icici private as well. But bm isn't commiting epm. Waiting for fy end, for them to get desperate for funds.
Any reason why you’re not opting for LTF Sapphiro? Also, what is your usage pattern on current cards?Still getting the old options
Sapphiro Dual LTF, HPCL Visa FYF, EPVC 12K+12K
Presently have Amz CC, Plat Visa and Coral Rupay. Mainly use the Amz CC for Amz and for booking flight tickets on Govt site. Only use Plat Visa/Coral Rupay for bank offers where Amz CC does not work. Also got other cards incl Axis Cashback, Airtel and Flipkart and HFDC TN infinity & Swiggy.. So usage is spread out.Any reason why you’re not opting for LTF Sapphiro? Also, what is your usage pattern on current cards?
Same for me.It is visible to me as well now, out of 3 options 2 are emeralde pvc(one is visa other is amex)
50L ip, might agree with smaller ip as well. i am self employed with low itr. They are saying they'll try, but I am not convinced. Cuz they haven't tried any such thing earlier. They wouldn't even know whose permission They need for epm.What TRV are they asking for private banking?
If they are not committing for EPM on PB then transfer your account to the branch where they have PB RM, they should be able to get that raised for you
hide your card numberGetting Emeralde Visa and Amex but plastic variant only, not taking it
How much time it takes to re-introduce ?I think if you have taken any credit cards recently from ICICI then the option to upgrade has gone
The upgrade credit card option is back for all I think, check yoursHow much time it takes to re-introduce ?
Not for all. Target marketing.The upgrade credit card option is back for all I think, check yours
dont believe them, I know someone who tried to get a PB account with 70 lakhs IP but the bank kinda harassed him to increase his TRV over the next year so he moved out. Didn't even get him an EPM as promised before opening the account. Unless you have a firm commitment from a PB RM or a decently big branch BM dont believe them.50L ip, might agree with smaller ip as well. i am self employed with low itr. They are saying they'll try, but I am not convinced. Cuz they haven't tried any such thing earlier. They wouldn't even know whose permission They need for epm.
The issue might be ppop of branch. The bm said there is a cost associated with private tag which is 1lpm. E.g. If the branch makes 40L profit pm. & they have 2 private customer. 2×1L would be reduced from 40L. Therefore some branch might not be eager to upgrade to pb.dont believe them, I know someone who tried to get a PB account with 70 lakhs IP but the bank kinda harassed him to increase his TRV over the next year so he moved out. Didn't even get him an EPM as promised before opening the account. Unless you have a firm commitment from a PB RM or a decently big branch BM dont believe them.
Idk it’s hard to believe the 1lpm number, I’m from a tier 2 city and after wealth select was merged into private banking there were 1100 accounts in my city (130 before) so I doubt they’re losing 11cr per month in a tier 2 city. Also can’t comprehend where the extra spend might be coming from, my RM is pretty well educated (IIM) but she’s also the RM of many other people.The issue might be ppop of branch. The bm said there is a cost associated with private tag which is 1lpm. E.g. If the branch makes 40L profit pm. & they have 2 private customer. 2×1L would be reduced from 40L. Therefore some branch might not be eager to upgrade to pb.
to me 1Lpm seems little high. One icici rm handles way too many customer. Considering pb rm would take on smaller no of customer and get more salary, still 1L seems to be little high. But anyone who keeps 50L , easily brings much more. If bm thinks they can keep a customer without pb tag, they would try that.
will come back after few weeks.. same happened to many here and came back after 2 weeksupgrade option is removed for me it was there post iShop launch but checked today and its not there