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BOB Eterna is now becoming a most Un-Popular Choice Credit Card

jetesh

TF Legend
BOB Eterna credit card has seen a significant rise in demand recently due to several attractive features:

1. With the recent launch of the Rupay network, BOB Eterna is becoming a popular choice in super premium credit card segment.
2. BOB Eterna offers the highest number of lounges.
3. Unlimited Domestic Lounge Access. ( min spends criteria : Rs 40,000 per quarter )
4. International lounge access will also be announced soon.
5. Best Reward Points. 15 rewards points per Rs 100 on online shopping, dining, travel and international spends.
6. Plus, BOB Eterna annual fees are lower compared to other banks’ credit cards in the same segment.
7. And achieving a fee waiver is a breeze !
8. Foreign Exchange Mark-up fee of 2%.
9. Buy 1 Get 1 Free Movie ticket via Paytm
10. Welcome Gift of FitPass Pro Membership worth Rs. 15,000.
eterna-shadow-19-feb24.webp

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BOB Eterna Updates :

Screenshot_20241207_151423_Gmail.webp

CLICK HERE to View Updated Features and Terms & Conditions
CLICK HERE to Download the District App
CLICK HERE for Steps to Avail Your Movie Ticket Benefit

CLICK HERE for Airport Lounge List or Visit DreamFolks : https://info.dreamfolks.in/partner-outlets-list?filter=eUJUVXhNVVI3WGQyWEZZeURxSGJaQT09
 
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Finally got an upgrade to eterna after fighting for 2 years
Starting 2023 I asked for an upgrade to eterna and I have a limit of only Rs 78000 and ITR of Rs.10L and they denied income is not enough.
Ater i send all credit card statement with a limit of 5 lakhs still they rejected.
Then I applied in 2024 with ITR of more than 13 lakhs and they rejected immediately with a reason of limit enhancement done in past year.
After the completion of 12 months again I applied on 30th Jan 2025 and they asked for bank statements after 40 days they approved eterna and enhanced my limit to 2 lakhs from yesterday.
Still now upgraded card was not shown in app.
How many days BOB will take to show the card number in app?
Someone please confirm.....
my application stuck since 1 month
no response after sending salary documents ,asked 2 times for update on process, says under review by higher authority.....
what to do
 
Tata Neu Infinity?
Rupay will be better if you want to reach the 40K spends faster for unlimited lounge access.
Mastercard ghatiya hai bekar hai. Go for Eterna RuPay.

Thanks guys. I applied physically for Eterna Rupay.
Wish me luck for smooth approval.

I applied online some 2 months ago, but their VKYC is a mess. They claim their service is removed from Aadhaar due to false/fraud applications and approvals. May be they got some beatings from RBI?
 
Minimum 40 days required after the document submission.
Wait patiently
I submitted all requested documents on Jan 30 and my card approved on March 11th
does office verification done to you for card upgrade?🫡🤔
today afternoon a guy from3rd party (not from bob) came to my office for verification without any prior information,
at that time I was with meeting at client office
he suddenly rushed into office asked security person for my details, security person called one of teammate to attend his questionary, my teammate rang me to speak with verification guy
I asked him how do u come without intimation he said his robotic answers I asked him to wait for 20mins but he leaved immediately without even giving his contact details.
does any one experienced same for card upgrade process????
 
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