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Scapia credit card

Abhi1990

TF Buzz
Finally got my Federal scapia credit card today. Applied yesterday , approved today. No joining benifits . Observed that Cash withdrawal fees is very high. Late payment charges are high. Don't know how it is going to work with Zero forex markup. I am already holding Ixigo Au card that is also zero forex markup.
What is your experience with this card..?
 
Applied and got approved yesterday evening around 6 pm. i am seeing message to link sim, set pin and add bank acc for refund in app but no buttons to proceed further. How long will it take to proceed further or to see card details
 
Applied and got approved yesterday evening around 6 pm. i am seeing message to link sim, set pin and add bank acc for refund in app but no buttons to proceed further. How long will it take to proceed further or to see card details
24-48 hours after KYC completion
 
Finally got my Federal scapia credit card today. Applied yesterday , approved today. No joining benifits . Observed that Cash withdrawal fees is very high. Late payment charges are high. Don't know how it is going to work with Zero forex markup. I am already holding Ixigo Au card that is also zero forex markup.
What is your experience with this card..?
I also applied yesterday and did the KYC few minutes ago. In fact I applied for IDFC Wealth and Federal Scapia yesterday and did both KYC today. Hoping both get approved.
Edit: Just got a mail that the Scapia has been approved. Limit is 5L. I have activated the card on the app. Until the physical card arrives the usage is limited to online transactions and 25% of the limit.
Applied only for lounge.... need to see how its gonna work out....
I have unlimited lounge access on Infinia for myself and my wife. My son does not have access so hoping that they will let him in if I swipe this card.
 
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Finally got my Federal scapia credit card today. Applied yesterday , approved today. No joining benifits . Observed that Cash withdrawal fees is very high. Late payment charges are high. Don't know how it is going to work with Zero forex markup. I am already holding Ixigo Au card that is also zero forex markup.
What is your experience with this card..?
From where did you apply?
 
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