Scapia credit card

[Abhi1990]

Finally got my Federal scapia credit card today. Applied yesterday , approved today. No joining benifits . Observed that Cash withdrawal fees is very high. Late payment charges are high. Don't know how it is going to work with Zero forex markup. I am already holding Ixigo Au card that is also zero forex markup.
What is your experience with this card..?

 

[AlgoTrader]

applied only today

 

[msd07]

Applied only for lounge.... need to see how its gonna work out....

 

[Patil007]

Applied only for lounge.... need to see how its gonna work out....

10K spend/month is the condition for lounge.