Axis Bank Cashback Credit Card launched! 7% on online spends**

[doomlord]

The Axis Bank Cashback Credit Card offers a variety of rewards and benefits, designed to maximize your savings on everyday expenses.

Key Features:

- Fees: Joining fee of ₹1,000 + GST and an annual fee of ₹1,000 + GST (waived if annual spends exceed ₹4 lakhs).
- Welcome Benefit: 5,000 EDGE Reward Points (worth ₹1,000) on the first transaction within 30 days of card issuance.
- Cashback Structure:
- 0.75% on offline transactions and travel spends.
- 2% on online spends up to ₹5,000.
- 5% on online spends between ₹5,001 and ₹40,000.
- 7% on online spends above ₹40,000.
- Total monthly cashback capped at ₹4,000.
- 0.5% on utility transactions, capped at ₹100 per statement.
- Additional Benefits: 25% instant discount up to ₹800 per month on dining through EazyDiner with a minimum transaction of ₹2,500.

Exclusions and Limitations:
- No cashback on rent payments, wallet loads, fuel, insurance, government institutions, education, and specific merchant category codes (MCCs).
- No fuel surcharge waiver.
- Cashback adjustments for transaction reversals and EMI conversions.
- No cashback during the block period of the card.


Image is for illustration purposes only.

 

[jack333]

but i don't think we can apply yet. can we? both seems decent card.

Maybe they'll start in few days

 

[AlgoTrader]

Good one for ppl who got rejected for sbi cc

 

[thiruvetti]

I got this Axis Cashback card due to migration from Citibank card. Since my usage is usual grocery purchases and BBD purchases, should I stay with card or should I ask for any other card which gives better discounts with online apps like Swiggy, Amazon, flipkart?

This card is LTF for my Burgundy account. Since I have not yet activated, I have chance to request new card. (already have Airtel Axis)
Pls advice
Is Flipkart Axis a good alternative?

 

[Gau₹av]

I got this Axis Cashback card due to migration from Citibank card. Since my usage is usual grocery purchases and BBD purchases, should I stay with card or should I ask for any other card which gives better discounts with online apps like Swiggy, Amazon, flipkart?

This card is LTF for my Burgundy account. Since I have not yet activated, I have chance to request new card. (already have Airtel Axis)
Pls advice
Is Flipkart Axis a good alternative?

Never let go of this Axis Cashback especially if it's LTF

 

[thiruvetti]

Never let go of this Axis Cashback especially if it's LTF

Bro is it that good because of 7% CB?

 

[Samcards]

Is the cashback calculated on calendar month or statement cycle?

 

[Harry1]

I got this Axis Cashback card due to migration from Citibank card. Since my usage is usual grocery purchases and BBD purchases, should I stay with card or should I ask for any other card which gives better discounts with online apps like Swiggy, Amazon, flipkart?

This card is LTF for my Burgundy account. Since I have not yet activated, I have chance to request new card. (already have Airtel Axis)
Pls advice
Is Flipkart Axis a good alternative?

Not activated? Ltf due to burgundy? Things Not adding up.

If u got it from Citi migration, u would have got it like 1 year back. How is it still inactive? And what has burgundy to do anything with this card? It would be LTF, if Citi card was, otherwise not.

 

[thiruvetti]

Not activated? Ltf due to burgundy? Things Not adding up.

If u got it from Citi migration, u would have got it like 1 year back. How is it still inactive? And what has burgundy to do anything with this card? It would be LTF, if Citi card was, otherwise not.

Citi migration for Credit cards is a 1 year process. They are sending cards only when your account comes up in the queue. Mine came up only this month.
Also when I called my RM, he said I got this card LTF due to my Burgundy status