The Axis Bank Cashback Credit Card offers a variety of rewards and benefits, designed to maximize your savings on everyday expenses.
Key Features:
- Fees: Joining fee of ₹1,000 + GST and an annual fee of ₹1,000 + GST (waived if annual spends exceed ₹4 lakhs).
- Welcome Benefit: 5,000 EDGE Reward Points (worth ₹1,000) on the first transaction within 30 days of card issuance.
- Cashback Structure:
- 0.75% on offline transactions and travel spends.
- 2% on online spends up to ₹5,000.
- 5% on online spends between ₹5,001 and ₹40,000.
- 7% on online spends above ₹40,000.
- Total monthly cashback capped at ₹4,000.
- 0.5% on utility transactions, capped at ₹100 per statement.
- Additional Benefits: 25% instant discount up to ₹800 per month on dining through EazyDiner with a minimum transaction of ₹2,500.
Exclusions and Limitations:
- No cashback on rent payments, wallet loads, fuel, insurance, government institutions, education, and specific merchant category codes (MCCs).
- No fuel surcharge waiver.
- Cashback adjustments for transaction reversals and EMI conversions.
- No cashback during the block period of the card.
Image is for illustration purposes only.
Key Features:
- Fees: Joining fee of ₹1,000 + GST and an annual fee of ₹1,000 + GST (waived if annual spends exceed ₹4 lakhs).
- Welcome Benefit: 5,000 EDGE Reward Points (worth ₹1,000) on the first transaction within 30 days of card issuance.
- Cashback Structure:
- 0.75% on offline transactions and travel spends.
- 2% on online spends up to ₹5,000.
- 5% on online spends between ₹5,001 and ₹40,000.
- 7% on online spends above ₹40,000.
- Total monthly cashback capped at ₹4,000.
- 0.5% on utility transactions, capped at ₹100 per statement.
- Additional Benefits: 25% instant discount up to ₹800 per month on dining through EazyDiner with a minimum transaction of ₹2,500.
Exclusions and Limitations:
- No cashback on rent payments, wallet loads, fuel, insurance, government institutions, education, and specific merchant category codes (MCCs).
- No fuel surcharge waiver.
- Cashback adjustments for transaction reversals and EMI conversions.
- No cashback during the block period of the card.
Image is for illustration purposes only.
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