Search results for query: over leverage

...rupay FYF in app however confused between this and that at one hand this seems a good card for utility spends on the other hand SimplyClick will work in sales on ecom. (Holding SBI cb currently) does anyone have a perspective on this? ( want to get SBI cards before over leveraged issue starts)

Mera toh shared limit pr hi diya hai unhone

Tab toh tumhara over leverage issue nhi hoga Card bhi ltf Mila hoga Mujhko bhi dilwado? Waise kon se post par hai

No They’re strict on 90days, over leverage and 3 cards what not

Yes i have cashback with 75k, click with 1.54L limit. Rejected due to being over-leveraged

SBI cards has over leverage issue only Hdfc has many issues like one person can’t take first card phonepe because they not give then core one also they not allow users who have already one card although cobranded they had never increase my credit limit also from 1.4 years limit stuck to 45000...

where you using that much

how 4k .. there is a cashback limit ..

Those having good funds (saving/FD) or relationship with SBI... Getting this banner in net banking. The gift it shows looks like you are getting 5000 RS. ₹ back, 🔙 flat.

Cashback Card is nightmare for SBI cards. Reality they gives cashback to their customers from their own pocket to maintain customer and actually they recover that amount from other card users with different names... They only wants to sell other cards except cashback

Please ask if he can provide credit card for over leverage case also?

I am not sure about current process, but I received au card when I had 12+ cards

Lagta hai ab kuch card band karne hi padenge

Yaa true, but we have seen banks do mend their rules

Damn! That's an angle I overlooked this time.

Understood, and I can reduce my icici limits to 1.5L as I don't have much use these days, but it can be increased after 6 months when I get sbi, right? And I talked to their pno, they told only over leverage reason.

Pata karne ka kiya Tarik hai overleverage hu ki nhi?

Then, I’m sure they’ll reject my application again. I had a terrible experience with rejection back in 2023 and in TF community, I made a thread about it. I don’t want to face it again. Thread link - Thread 'Union Bank Credit card Application Experience'...

Why u want better offer? Already have infinia and more than 10L. It just causes over leverage for other banks

Could be the case. Anyone here who got this card and is a new SBI card holder? Also I'm one of those who got this card as my 3rd SBI card with limit of 2.8L