Search results for query: Infinia benefits

My HDFC RM called & said I am eligible for HDFC Infinia card FYF from my present DCB LTF, & explained the process of sending a physical upgrade form to Chennai office (I know people have got upgrades over emails also). While I understand paid Infinia has its benefits in terms of reward points...

I guess depending on spending pattern they set the limits. If you regularly hit 1L then they 'sy increase it more like >2L Also sometimes they send the offer after we spend a big amount in single swipe

Any major difference in benefits....?

I was planning to apply for upgrade next month from DCBM to Infinia (based on spend criteria in last 6 months and some increase in salary too). If I make a purchase now, will I get the points on my Infinia account (assuming it gets approved)? As the 5x points will be credited after 90 days? I...

What benefits, bro? I ran some calculations with ChatGPT, and after seeing the reward rate, I felt it wasn’t worth it. I shared my response in this thread. "AXIS Atlas vs HDFC Regalia Gold vs AXIS Horizon vs HSBC TravelOne"

1) HSBC Premier 3.0 gives 20000 RP for the joining fees of 12500 making it a no brainer. 2) you probably don’t need it since you have so many super premium cards. Even I have Infinia, Magnus Burgundy and Charge cards. But it seems to serve a very specific purpose. 1 lac of monthly spends on...

IDFC FIRST Bank recently relaunched - more precisely, revalued - its top-most flagship credit card: the IDFC FIRST Private Credit Card, effective from the 1st of this month. Let’s dive into its benefits. Charges:- Joining Fees: 50,000 + GST Annual Fees: 50,000 + GST Welcome Benefits: Club...

Hi Everyone, Background Salary: Little less than 2L per month Job: In private MNC has salary account tie-up with HDFC AMB: around 1L Salary Account: HDFC Account Type: Preferred CL: 8.69L (recently increased from 7.9L) Cards with HDFC: DCB LTF, Tata Neu Infinity Paid, Rupay Virtual LTF...

With all these cards, you don’t really need premier. I had infinia, emerald private metal, M4B and Amex plat travel. Opened hsbc premier account a year ago but didn’t apply for the credit card as I didn’t see it adding any value. However, got it recently as I was trying to replace my Amex plat...

No, may be coz Infinia doesn't have any milestone benefits.

Expanding the list of additional benefits from Infinia and DCBM which are otherwise not being considered for comparison. Infinia, DCBM and now EPM are very very practical cards considering their fees to benefits offered. The only card from ICICI I would now consider is EPM (I know it’s very...

Of course if you travel a lot and exhaust the 1.12L on Infinia, you can have EPM contributing. But be ware ICICI has not even credited the accl rewards for now. Any thing can happen with iShop and ICICI. Don't do any transactions assuming returns on ICICI for now.

For monthly spends of 2L you should get following cards. Infinia with 3 add ons ( you'll get 40K ASV + 40K AGV) EPM with add ons ( Not sure about the monthly limits) You can also get DCBM with add ons and you'll get approx 6% value back. Lastly you can get a card which offers good Milestone...

We are on the same page my friend but for the same topic 2 threads weren’t needed. This is a related discussion and the same thread could accommodate this. Idea is to starve it of attention. As I stated, if one bank does it with Infinia and is successful, rest will follow. If something has to...

There are some super premium cards which are optimized for travel, while there are some which are your general purpose cards. Infinia, EPM are general purpose premium cards. These are essentially GV cards, and also offer some travel benefits (which are not bad either). M4B, Magnus, Premier (&...

Tha math is very simple here. DCBM and Infinia are very similar except for milestone benefits in DCBM and voucher rp and smartbuy limit in Infinia. For DCBM each milestone benefit compensates for 1.5 lacs of annual voucher purchase from Smartbuy considering you don't hit the monthly limit ever...

Unless your smartbuy limit gets exhausted more than a couple of months, you shouldnt consider EPM for practical purposes. But you may consider getting it for one year to avail the Taj Epicure membership. EPM is ideal for those who hold dcb ltf!

I am getting LTF Swiggy credit card but already hold Infinia. I use gyftr for a lot of purposes and I am apprehensive of the incremental benefits of getting the Swiggy card. Are there any significant benefits of this one over Infinia that I am missing? I was tempted because of the LTF offer and...

Honestly speaking, this is just peak arrogance from HDFC. What is the point of that "10L fee waiver" when you've the liberty to close someone's card. These idiots offered me DCP, not even DCB and requested me to spend 1L+ a month for upgrade on such a poor card (which btw isn't even accepted at...

It is marginally better. EPM has good movie benefits. Most benefits of infinia are marginally better on EPM. But epm is far more difficult to get than infinia, and needlessly so. For me, personally, epm is better than infinia as I would get to keep my ltf dcb card too with epm; which...