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How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-

1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.

IMG-20220812-WA0046.jpg

So, don't be surprised if hdfc bank ask you for 10L limit. 😃
 

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I know, I am aiming for infinia, u know that. But in case in 6-12 months I don't get LE after tons of spends (my next 2 months spends will be 10-20L), then my obvious aim would be LTF as even if I do great spends, to get infinia one's Limit should be 8L and mine is 3.45L
I am not sure but if you show them high spends & after clearing all dues.

After the next billing cycle you can ask for infinia showing them high spends.

Worry is the limit only.
 
that's ok. Just that don't settle for RG LTF, it will save you some fee but returns will be negligible. Moreover, after converting it to LTF, you never know you may be required to wait more for Infinia/DCBM.
@Sobirvs I don't know if you have tried other good card already but since you some huge expenses coming up, why not go for Axis Atlas or similar which will get you huge returns on the kind of expenses you are talking about.
 
I am getting this yes. But in this there are 4 categories. Consider this like for my brother's RG card which is old, Anniversary yr is from Jan to Jan every yr okay?

Now 4 categories

* Welcome points - This shows only 90 days spends (that too for new cards).
* Premium voucher benefits - This shows only quarterly spends
* Annual milestone 1 - This shows only anniversary yr to anniversary yr (jan to jan)
* Annual milestone 1 - Same thing, shows only anniversary yr to anniversary yr (jan to jan)

My questions was how to calculate last "6 months" spends". That would be in this case, Oct 2024 to Mar 2025, OR , Nov 2024 till today i.e April 2025 which this doesn't show.

Hope this clears it.

once you select milestone benefit, u will.get otp.again and can see all milestone trackers

View attachment 92044
 
I am getting this yes. But in this there are 4 categories. Consider this like for my brother's RG card which is old, Anniversary yr is from Jan to Jan every yr okay?

Now 4 categories

* Welcome points - This shows only 90 days spends (that too for new cards).
* Premium voucher benefits - This shows only quarterly spends
* Annual milestone 1 - This shows only anniversary yr to anniversary yr (jan to jan)
* Annual milestone 1 - Same thing, shows only anniversary yr to anniversary yr (jan to jan)

My questions was how to calculate last "6 months" spends". That would be in this case, Oct 2024 to Mar 2025, OR , Nov 2024 till today i.e April 2025 which this doesn't show.

Hope this clears it.
may be they.dont have that kind of stats yet...
we have to manually calculate using statements....
 
can u give me link?

if it's think one https://offers.reward360.in/v1/regaliagold u mean?

if yes, this is what it shows me btw. And this is for anniversary yr only. Also the spends are wrong here anyways coz regalia gold spend bug is going on currently at HDFC. They are yet to fix it.

Anyways my point is u can't calculate 6 months spends here as it shows anniversary yr only unless ur anniversary yr is october.

View attachment 92035
There's another that tracks upto 7.5L or 8L of spends, its for a card year instead of anniversary year.
 
How to even find out the exact and accurate last 6 months spends? Card might have emi/gst/processing fees etc, that aren't allowed to be calculated as spends right? I did best to calculate but how to verify the calculation is correct. I calculated 3 times and for now it is 8.3L in last 5 months but how to verify this?
Call customer care and confirm they can calculate and tell you exact spends
 
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