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  1. Patil007

    ICICI Bank Wants Rs 5 Lakh to Open a Savings Account - Savings Account Become a Luxury

    Yes. As per discussion with HDFC bank representative yesterday, she said, 1) First I need to open separate Saving Max account of my wife with 25K initial deposite. 2) Post account opening need to visit branch and she will link wife's account to my account. 3) Then I need to maintain 25K and...
  2. Patil007

    ICICI Bank Wants Rs 5 Lakh to Open a Savings Account - Savings Account Become a Luxury

    I have ICICI Salary + Second account as ICICI wealth. both are zero balance. So, I went to ICICI to open my wife's account and ask them to link with my wealth family banking and make it zero balance. They refused saying she needs to maintain 50K and initial check must be 1 Lakh. Also, they...
  3. Patil007

    SWIGGY HDFC Instamart Gold ordee

    I got cashback in next statement.
  4. Patil007

    Hdfc swiggy card on amazon fresh

    No, Swiggy card statements are weird. Don't think they are giving proper cashback.
  5. Patil007

    Query on HDFC Swiggy CC

    True. Same for me showing FYF. but after 7-8 months they offered me LTF.
  6. Patil007

    Devaluation HDFC Rupay Platinum Debit Card Lounge Access Decreased

    I got lounge access now. HDFC basically update these lounge eligibility on dream folks after 10th of every months. so better check on 11th or 12th day of every month if free lounges are eligible to you. It is QR code based access and not the card swipe. You need to select Airport and Lounge...
  7. Patil007

    Upgrade from legend to tiger, is it really free?

    Have closed IndusInd Legend three months back. despite 6 month coo off period, I applied Tiger 2 days back and after video KYC got dispatch message today :)
  8. Patil007

    why indusind bank not offering many instant discount in both online or offline?

    I have same doubts :). I have just closed Legend Card and applied for Tiger. Lets see.
  9. Patil007

    Devaluation HDFC Rupay Platinum Debit Card Lounge Access Decreased

    I have spent More than 5K in previous quarter on HDFC platinum debit card, still on dreamfolks website via HDFC showing does not met spend criteria. I have sept few of transactions on fuel, as fuel spend exclude is not written anywhere on HDFC websites. HDFC is asking me below details, which...
  10. Patil007

    Priority pass card not included with RBL WORLD SAFARI CC

    Devaluation of World Saffari Lounge access only if you spend 35K on previous quarter 🥲
  11. Patil007

    Hdfc swiggy card on amazon fresh

    Lets see, will check in Bill statement.
  12. Patil007

    Hdfc swiggy card on amazon fresh

    When I use HSFC Swiggy credit card on Normal Amazon shopping, getting weird Merchant names. e.g. 26 1 Brigade Gateway 8th F Please suggest If I will get 5% cashback on this or not.
  13. Patil007

    Scapia credit card

    Yes. Spend in March so lounge access in April.
  14. Patil007

    @Garry I have SBI BPCL but now that become LTF. I am using HDFC Platinum Debit card to cover...

    @Garry I have SBI BPCL but now that become LTF. I am using HDFC Platinum Debit card to cover Lounge access on 5K spend/qtr
  15. Patil007

    Thinking to close below unused card. I have never used these cards for any offer or anything...

    Thinking to close below unused card. I have never used these cards for any offer or anything. Just lying in my portfolio. IndusInd Legend- LTF Yes Bank FinBooster - LTF BOB HPCL Energie - LTF Kotak League platinum RuPay- LTF
  16. Patil007

    Federal Bank Scapia is Back with Issuing New Cards

    Yes, I got approval. I have Imperio card.
  17. Patil007

    Federal Bank Scapia is Back with Issuing New Cards

    They are providing now for existing holders as well.
  18. Patil007

    Federal Bank Scapia is Back with Issuing New Cards

    I don't have saving account. I am existing credit card holder, still got this card approved.
  19. Patil007

    Scapia credit card

    10K spend/month is the condition for lounge.
  20. Patil007

    HDFC Bank is rolling out Limit Enhancements for Credit Cards - February 2025

    I got LE from 4.6 Lakh to 6.09 Lakh on Millenia.
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