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Thanks for sharing your stories and experience with RBI BO Mumbai BO is super slow. They take months to close complaint, whenever bank is at fault. Eg. complaint of Mar 2024, where bank tried to close saying some gibberish response. BO sent me mail in June, attaching bank's response and asking...

My SBI Ola card was renewed automatically 3 weeks back and today got the card delivered via Bluedart. Checked my text messages, no where got any message to select Card Network. PS: For me there was one addon card too. Dunno if that matters

I paid bill of 50K now. Went ahead without issues.

I guess BOB was one of the last one. They have also got this spends condition! 40K seems too high though.

You are right.. 20% is quite low. But equal to or exceeding income is also super stretched. It can happen due to some important life events etc but not a regular one. By the way, I read OP's post, seems like a case of expense super high vs ITR and hence had given this view.

Hmm, okay. HSBC is anyways quite difficult to get even for salaried people.

I also have same Q. If anyone have personal experience.

Interesting If you don't mind sharing, how much commission does one get from bank like HSBC in this case for bringing a customer? You are sharing more than what one (old, well established site) offers. So makes me curious and doubtful both. Best of luck for your website... just checked it...

Difficult to say... How much is your income? If the spends are like 15-20% of income you can easily justify. Else will be a challenge if notice comes.

Any update? I am getting charged across accounts for no activity.

Got 5% back. Updated my initial post

On the app, for this transaction as of now it says: NC earned 0 Base earn 0 Let's see after statement generation

There is a fair use (?) limit of 1 lakhs per months. Beyond that you risk getting your account frozen.

Today I saw that have been charged Rs 750+ 18% GST as annual fees for my PNB Select Credit Card. Surprised as have been using it regularly. Have dropped mail to them asking for reversal considering have been using it monthly. 🤞

Wow, 10L points. Nice flex :)

Just did payment of Insurance via Tata Neu app using HDFC Tata Neu Infinity Card. Lets see by when and how much NeuCoins come. Update (2nd Nov) Statement got generated today. Got 5% CB in form of Tata NeuCoins under two headings Utility - 1.5% TataPayment - 3.5%

Yes, I am getting the same. All cards (saved ones) are available for me..

Just an update, Amazon has started charging convenience fees. For Oriental Insurance premium of Rs ₹59,861.00, it showed convenience charge of ₹706.36. So 1% fees + 18% GST

In my limited experience, they have strong preference for Aadhar. Any other document and they will say about delays, higher TAT etc. Let @magnusfan clarify if Aadhar was must or preferred.

Guess, outsourcing done to L1 vendor without checking for employee qualifications / due diligence.