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  1. krishc

    Axis Bank Liberty Savings Account Benefits

    Yeah, I checked that there was one ATM txn on October but don't recall if any issue happened back then regarding balance or whatnot !!
  2. krishc

    Axis Bank Liberty Savings Account Benefits

    UPDATE : So, I contacted Chuxis today, according to them the charge on 22nd is a consolidated recovery from October and it's merely a coincidence that the charge was dropped the very next day of me entering wrong PIN. Now, naturally, I don't recall anything about ATM dealings of 2 months back...
  3. krishc

    HSBC Live+ (Previously Cashback) Credit Card: Elevate Everyday Spending

    I don't recall the mail id etc but the process is really really weird and I was having doubts quite few times whether this was genuine and how a global bank can have such sub standard application procedure. Still went ahead knowing it's more due to incompetence than malice and I can always drag...
  4. krishc

    811 Super Savings Account Benefits

    Anyone here having contact for Kotak 811 Agent (Business Correspondent) for Kolkata northern region ??
  5. krishc

    Axis Bank Liberty Savings Account Benefits

    Yes it was an ICICI ATM That's a valid possibility normally but in this case the ATM had shown me incorrect PIN entered, that's why I was concerned. I plan to call Axis tomorrow for clarification.
  6. krishc

    Axis Bank Liberty Savings Account Benefits

    statement screenshot taken from Axis NetBanking as app not allowing screenshot !
  7. krishc

    Axis Bank Liberty Savings Account Benefits

    It's written "ATM decline charges incl GST" in statement !! It is not a case of insufficient balance as the ATM clearly showed me Incorrect PIN and was able to withdraw in the next attempt after carefully typing the PIN that time.
  8. krishc

    Year End Offer: Lifetime Free HDFC Bank Credit Cards

    I completed my application on Sunday, today on application tracking it shows approved. No KYC or any verification as I'm ETB.
  9. krishc

    Axis Bank Liberty Savings Account Benefits

    Last week, I had by mistake entered a wrong PIN at ATM. Chumxis has charged me 25+GST for that 🫠🫠😶‍🌫️
  10. krishc

    HSBC Live+ (Previously Cashback) Credit Card: Elevate Everyday Spending

    For this card, anyone received annual fee waiver for spending 200k in first year ?? I have spent 200k+ last year but no fee reversal yet although couple days back subsequent year's fees have been charged already!!
  11. krishc

    Year End Offer: Lifetime Free HDFC Bank Credit Cards

    didn't know this thing 😔 if they're really down, how come they're hitting CIBIL ?
  12. krishc

    Year End Offer: Lifetime Free HDFC Bank Credit Cards

    Tried applying through these links. Core cards one didn't work, Tata Neu one did. Completed application and verified and everything but in the end got the screenshot. Now, how to ensure that the CIBIL hit doesn't go to waste ?
  13. krishc

    Year End Offer: Lifetime Free HDFC Bank Credit Cards

    I'm not even getting this option even though my last application was quite more than 6 months back.
  14. krishc

    HDFC cards LTF available plus 1.5k Voucher

    HDFC is not allowing me to apply since I hold swiggy (and it's paid😿)! Can I upgrade this to a core card LTF using current offers ? and apply for swiggy LTF afterwards within offer period or will that be considered under cooling off period ?
  15. krishc

    Swiggy One Blck(Black) Launched

    I haven't observed that closely but now will try to monitor this. In anyway, I always zwigato are cheating customers big time via this extra tax. Except for chain brands like KFC or McD etc, restaurant inhouse prices are 25-30% lower inclusive of taxes, and zwigato is placing tax on top of that...
  16. krishc

    Swiggy One Blck(Black) Launched

    they did this to me once as well. order was 15 minutes late, but they did some bullshit and sent mail that delivered on time yet again. I gave a scathing feedback but to deaf ears. anyway I use Swiggy less and less and prefer Zomato, they've better coverage & service in my area as well.
  17. krishc

    811 Super Savings Account Benefits

    Distances are reasonable, within 20km approx. So for 6 months I've to use office address as communication address, I gather. But with hybrid working, receiving the debit card & cheque book etc at office could be a bit of a challenge.
  18. krishc

    HDFC doesn't let me apply for a second credit card

    I'm facing the same issue. I've a swiggy card. Used to have Regalia but closed it last year after they practically made it useless and refused an upgrade to Regalia First.
  19. krishc

    811 Super Savings Account Benefits

    My home address is not serviceable by Kotak but my office address is even though technically they are part of same metropolitan postal area. So, if I put my office address as communication address and home address as permanent address, is it possible to get kyc done outside office ?
  20. krishc

    Life time free hdfc pixel play credit card

    I've already crossed 6 months from my last application but it is still showing me "looks like you've recently applied, cannot proceed" blah blah
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