Half Human
TF Ace
I need to know about the ICICI elevate insurance. Ok to DM?
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Best Health Insurance Practically
- Thread starter kshitij_0
- Start date
The insurance I've quoted isn't too bad after all is it?
It can be second choice after optima secure!
Half Human
TF Ace
Did you take the elevate policy?
knight
TF Legend
I'm using that.
No claims so far, support is mehhhh (almost all insurance providers have pretty bad support as per my experience).
If anyone has any good/bad experiences with Aditya birla health, do let us know.
Took it via policybazaar so use their support instead hehe
Sure.. np.. you can
infinia is the go to card..
Jackk
TF Premier
I don’t have it! 😢 Any other rewarding cards you’d recommend?
superstar@123
TF Premier
This is for some smart people where who were thinking that its easy to get health insurance claim passed easily!
Isiliye bolte hain insurance achi company se lena chahiye. Niva aur star to mujhe free me b de insurance to mai na lu. Usne to agent k thru liya tha. Kis agent ne claim pas kara diya. Waise i personally know him. He is frm Lucknow. Ab ye famous utuber hai iska claim to ab pas ho hi jayega. Bt normal ppl shud choose gud insurance company not gud agent
Alex292929
TF Premier
I feel if we disclose everything accurately when purchasing an insurance policy, the chances of rejection are very low.
Rejections usually occur when there is a mismatch between the medical history provided at the time of purchase and the details disclosed during hospitalization. When a person is admitted to the hospital, they truthfully disclose their complete medical history to the doctors. However, while purchasing an insurance policy, they may not provide the same level of detail. If there is a discrepancy between the information given at the time of buying the policy and what is later disclosed during hospitalization, the insurer may reject the claim.
Rejections usually occur when there is a mismatch between the medical history provided at the time of purchase and the details disclosed during hospitalization. When a person is admitted to the hospital, they truthfully disclose their complete medical history to the doctors. However, while purchasing an insurance policy, they may not provide the same level of detail. If there is a discrepancy between the information given at the time of buying the policy and what is later disclosed during hospitalization, the insurer may reject the claim.
superstar@123
TF Premier
This is only partial thing and doesnt cover all !
There are many cases where the insurance co doesnt approve the claim due to some mistake happened during the claim, which has nothing to do with past. They try to find loopholes in the claim details and ask more and more documents and ultimately, the person getd frustrated with the whole process.
Having good agent doesnt guarantee that claim will be passed but the chances of rejection will be lower since they know the process and provide appropriate guidance.
Rest, upto you as to how to take it.
superstar@123
TF Premier
Agree but if the quality of airbag based on past trend will surely help as to which car and airbag is safe !
Ghatiya gaadi leke aur yeh sochna ki yeh kaam karega, bewkoofi hi hogi!
superstar@123
TF Premier
Ye possible nhi hai. It will never happen. How can u compare bmw with alto. Bmw hs high price coz of its comfort n performance. If 2 hospital hv different level of facilities different level of doctor experience den how is it possible to have same price.
mrbanker
TF Select
Care Supreme has an interesting addon which can help save on one's gym fees
krishc
TF Ace
I think it's not about the exact value of the charge but uniformity in how it is charged, which items are chargeable or not like that
definitely nobody expects same exact charges for lilavati and my local mini nursing home
