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  1. xfactcc

    Kotak Unsecured Credit Card - Need Suggestions!

    Hey everyone, Looking to apply for an unsecured credit card with Kotak Mahindra Bank. The last time I tried in 2022, my application got rejected because of "unserviceable pin code" even though my nearest branch is just 5 km away. Here's my situation: * I'm an existing Kotak 811 account...
  2. xfactcc

    SBI SimplySave or BPCL Rupay CC

    Namaskar, As you would know SBI is offering credit limit enhancement and additional Rupay Credit Card to some users on their app, check your SBI Cards app to see if you have. I have SBI Cashback card, and I am being offered SimplySave or BPCL Rupay credit card, all paid. PS: I have a scooter...
  3. xfactcc

    Jupiter Edge Visa credit card LTF pre-approved, should I take it?

    Greetings members, As you can see in the headline: I am being offered a LTF Jupiter Edge Visa Federal Bank credit card with 2.8L limit, should I take it based on the value of this card and the mentioned factors? Please consider the following too: I do not have a FedBank CC yet, my obvious...
  4. xfactcc

    [Pre-approved] Suggest me the better Yes Bank credit card of the two

    Namaskar 🙏 I have received a call from the agent stating based on my transactions I am eligible for two 'pre-approved' credit card. 1. Yes Rewards Plus Credit Card (LTF after spending ₹5000 in the first month as per her, virtual only) 2. BYOC Card (LTF, subscriptions are not mandatory as per...
  5. xfactcc

    [Pre-approved] Suggest me the better Standard Chartered credit card from the two

    Namaskar, Today I woke up to calls from StanChart that I have pre-approved card offers, so I went to login to the mobile app to check I have two card offers: Smart Credit Card (Joining fee nil, annual fee 499+tax) Easemytrip Credit Card (joining and annual fee: 350) This is the first time I...
  6. xfactcc

    Suggest me the best Indusind Card from the list below

    Today I followed the link https://easycredit.indusind.com/ to check my pre-approved credit card offers, and I saw the following credit cards are being offered to me at pre-approved basis. Please suggest me which one would be the best choice based on your credit card experiences. I am somewhat of...
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