Search results for query: over leverage

Hi @D₹V If you are aware, guide me how's in some micro seconds, system check ✔️ all the parameters and decide... The algorithm/ tracking of PAN Aadhaar data... It was in my mind since long, but not found it mentioned anywhere...

Try for tata neu cards then. If it's your first ever card then also try SBI cashback thru sprint portal before you get " over leveraged " as per SBI.

If over leverage is a problem for you then don’t take it

Coral is useless. And icici shows every card saperate in cibil So it will show over leverage in future. So better to keep cards if have saperste limit Or only the one on top if got shared limit. (This opinion differs on op usage patterns and needs) Would have advised to close mmt as well...

Was it your second or third sbi card? Didn't you face any over leveraged issue?

Sbi cashback toughest now due to over leverage policy. Why r u not having hdfc core card, try millinia

I do not have any SBI CC as of now. So are you suggesting to go with manual way via branch people?

Looks like it is true n valid. My CIBIL score is 805.

Check this thread https://www.technofino.in/community/threads/u2-approval-over-leveraged-rejection-reason-for-sbi-cards-possible-reasons-and-solution.25321/

Kindly tell the name of that lame bank, who knows maybe that lame bank actually help me with my ordeal😛

For some reason my income is also reported as 18 crore per annum when it's not even 1/100 of that :hehe:

My brother card, I am using it. (I have downgraded my Prime to SimplySave).

Yes.. As per sbi if u total credit card limit is 2x of ur annual salary then u r over leveraged … also if u have multiple cc from same bank .. though u have shared limit .. banks report as separate limit for each card in cibil My actual limit on all cards is around 70L . But as per cibil my...

I have mailed them regarding this they said they will get back to with an update before Nov 9. Should I just go for it and activate? Or should I wait so that I can have leverage over them regarding the activation of the card?

No we really don't take a lot of credit cards. He just had sapphiro + axismyzone credit card during that time.

I have Cibil 779 and total limit of 9 cards is 13.5 L my annual income is 6 L am I over leverage for sbi card should I apply or not ????

Totally wrong fact, I procured Apay credit card after crossing 35.

Over leveraged mean u got too many credit cards with too much limit. All my card applications getting rejected due to this. I got like 20 credit cards.

800+. Showed decrease of credit limit from rs 4.8L to Rs 10k. 😩

are you an exsiting YES bank customer ? Are you a over-leveraged customer?