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Relationship with dealer is your outlook, however this method will work if you don't wish to pay MDR It is not getting back MDR, you are getting back wrongly swiped amount against the invoice provided

Wrong amount charged by dealer, attaching invoice of bike along

best approach is to do the transaction, later file chargeback for the MDR amount

if you have question in your mind if Infinia is worth it, then it is not for you Most people who have Infinia dont pay an annual fee as they spend 2L+ pm

Most gyms fine with it, however there are restrictions For example fit pass scan only works till 9 pm in the gym, while gym is open till midnight you will get lesser help from trainers in navigating your workout if you are a beginner Gym which I go to has Fit pass, though I am regular member...

for 10L PL HDFC gives 0 processing fee for cibil above 800 and 0 pre close after 6 month cred charges 2% processing fee I would say negotiate with HDFC for lower interest like 10.5

just collect 1.5L and pay bimonthly, with each payment get EMI reduced you can upto 25% of principal a year online too, so no need to visit branch

Yes mine got closed, infact they closed all relationships

I have all possible exemptions HRA, House Loan, 80C, 80D, LTA etc after claiming all these I end up paying 15-20% lesser tax when compared to flat tax under new tax regime If they reduce the total outgo of tax by 15% in the the NTR I will go for it

if over all tax outgo is reduced by 15-20% I will opt for New tax regime else does not make sense if one can claim all valid exemptions

ITC go for 30% no one is buying rest of them, they are useless

All of them, however there is no great deal if you cc shows up in AIS it is just for your info

Expect CB by Nov end, however they keep plugging loopholes, so not necessarily you will get the cb

Yes that is correct

yes, bill payments, shopping, all kinds of spends

They did not provide me a reason, however, if you spend upto your salary being credited then there wouldnt be an issue

NO NO NO If you overuse, they will close account without any cashback CB takes 60 day to credit, so it is hit or miss if you spend upto you salary, you will be good

You will get CB since swiggy insta comes as merchant with grocery mcc, dont call cc and get it checked

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