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I’ve spent over 5L in a year, cleared all the outstanding and called them to make it ltf or go ahead with cancellation. It was a risky move, but they made it ltf

Right. But maintaining 10L will be difficult

Yes the only card with 5L CL is Amex Platinum travel and what is the card that I can get C2C based on this?

Yes. This is the exact issue. Income to credit limit ratio. Since I’m in family business most of the spends are not directly mine and is of family’s and are is paid by them and my income number in itr is too low

Can say 10 lakhs including insurance and utility spends. Very less of materialistic spends.

I've been building my credit card portfolio over the last three years, starting with an HDFC Moneyback card that had a limit of ₹1.5L. Despite regular usage, I haven't received any limit enhancement (LE) from HDFC. The current limit of ₹1.95L is due to my Tata Neu card. Got millennia through...

When I checked today, they have enabled the option to pay 1% using CC.

UPI and Zingoy GV are the only option enabled for buying Amazon Pay GV. I’ve already completed KYC long back. That doesn’t seem to be an issue. I’ve tried scan and pay too in a computer site. Doesn’t work. Just to check if this problem is only with Amazon pay, I tried buying another brands GV...

I've tried multiple times the entire week, but it does not work. Have bought 10k worth zingoy vouchers:cry:

Hi @Abhishek012, now when trying to buy amazon GV using Zingoy GV it is asking to pay that 1% charges using UPI only, but the UPI QR they show is restricted and doesn't let us pay. Tried in desktop site and in app as well.

👋 I need it!!

N not getting DC option in cred. Any workaround?

Sorry that i entered the thread late. Axis CC or any bank can take request and credit the surplus to your bank. Ive experienced the same with axis. But pre payed and made transactions with icici. Just wanted to reconfirm if it's possible with sbi and idfc first. Because I'm looking to pre pay...

It's been more than 10 days, I've cleared all my dues in HDFC. No changes. Usually when they report to CIBIL?

OEN78705074 Expiry: June 25

HDFC made my score drop from 780 to 771. When will it bounce back?

It won't flag

They accept dream folks too. In case they refuse, call Dreamfolks customer care.

2000 coins per month

T Thanks for the detailed explanation. Plat travel for insurance payment of big amount gives good return on hotel points but its a bad option if we want to redeem for cash.