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  • Users: rj_arora
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  1. rj_arora

    Karma Group Membership review needed please

    Hi all, has anyone been a member of or does anyone know about Karma membership? - https://karmagroup.com/membership/ It's a timeshare program. They are offering 1 week stay in any of their properties (4 members) + 165 points per year for 3 years in exchange for about 1.3L INR. Although...
  2. rj_arora

    Karma Group Membership review needed

    Hi all, has anyone been a member of or does anyone know about Karma membership? - https://karmagroup.com/membership/ It's a timeshare program. They are offering 1 week stay in any of their properties (4 members) + 165 points per year for 3 years in exchange for about 1.3L INR. Although...
  3. rj_arora

    How to get a Passport without Birth Certificate and Marksheets

    Hi Friends, my mother has lost her Birth certificate and marksheets. How can we apply passport for her? The agents here are telling me that either of these is mandatory for applying for passport. She doesn't have any education-related documents whatsoever with her right now. All of them were...
  4. rj_arora

    Is it true that we shouldn't transact more than five times a month in a savings bank account?

    Guys, I had a terrible experience today at Axis Bank. They blocked my savings account three days ago. Credit is allowed, but I can't debit any money. I went to the branch today to confront them, and the manager told me this - Allegation 1: There were too many transactions in my savings account...
  5. rj_arora

    Axis Burgundy RM in Gurgaon

    Hi All, Does anyone know any Axis Burgundy RM in Gurgaon? I need to open a Salary account for my uncle!
  6. rj_arora

    POS Credit Card offers - Physical Cards vs NFC Payment

    Hi all, Reliance Smartpoint (the grocery one) has an offer going on where they are offering a 10% instant discount on a minimum payment of 3K. The cashier also confirmed that some customers have successfully redeemed the offer. So, I paid 4.5K via Samsung Wallet NFC (SBI SimplyCLICK) and not via...
  7. rj_arora

    Best way to buy Samsung Galaxy S23 256gb

    Hey guys, what is the best way to buy galaxy s23 256 gb? The one which gives the maximum discount, be it waiting for BBD sale or using some credit card or employee discount or any other way. Please let me know.
  8. rj_arora

    Banking apps working on ios17

    Hey guys, I know it's not related to CC but still sharing. I bit the bullet today and installed the ios17 developer beta and verified that unlike the ios16 beta, Axis, HDFC, and ICICI apps are working on the latest ios17 beta. Most probably other banking apps would work too. So enjoy it without...
  9. rj_arora

    Banking apps working on ios17

    Hey guys, I know it's not related to CC but still sharing. I bit the bullet today and installed the ios17 developer beta and verified that unlike the ios16 beta, Axis, HDFC, and ICICI apps are working on the latest ios17 beta. Most probably other banking apps would work too. So enjoy it without...
  10. rj_arora

    Open an Axis salary account if the company is not an Axis partner without submitting salary slips offline in same city branch

    Hey all, I want to open an Axis salary account. But my company is not an Axis partner, so it is not allowing me to create it online (the submit button is disabled for me). Also, I don't want to submit my salary slips offline in my town's branch since I don't want them to know about my salary. I...
  11. rj_arora

    Upgrade my Axis privilege card to Axis Magnus

    Hi Guys, I want to upgrade my Axis privilege card to Axis Magnus. I've two other cards- FK and Vistara Signature. I've three queries - 1. I asked the bank today to upgrade, and they told me there is no current offer to upgrade. So, should I wait for the pre-approved offer? Or should I cancel the...
  12. rj_arora

    Paying Rent through Axis Vistara Signature

    Hi guys, I live in a Tier-4 city, and I am paying rent to my father currently through Axis Vistara Signature (20,500) per month, using magicbricks. I have three questions- 1. I am paying 20,500 per month, so the income against his PAN is below 2.5L per year. Can I pay more, too (below 5L per...
  13. rj_arora

    Axis Vistara Signature card not being issued

    I had 3 Axis cards - FK, Privilege, and Airtel. I closed my Airtel one yesterday to get Vistara Signature. But when I called customer care, they told me that Axis Magnus, select, etc is shown under eligible cards for my account, but not Vistara Signature. Also, when I go and apply for it myself...
  14. rj_arora

    Mobikwik complaint regarding CC Bill payment

    Irresponsible companies like Mobikwik have the time to post their marketing content on Twitter, but they don’t have the time to respond to my complaint on Twitter. I paid my Amex CC bill of Rs. 8687 via my ICICI debit card on Mobikwik on Sep 4. Money was deducted from my account but it hasn’t...
  15. rj_arora

    YES FIRST Exclusive Credit Card - How to make the best use of it

    Yes Bank RM persuaded my uncle to go for YES FIRST Exclusive Credit Card (Annual Fee: 999 + GST). He received the card today, with 5L limit. Now, he is wondering how to make the best use of the card and get at least the annual fees worth out of it. Can anyone please help here? Thank you!
  16. rj_arora

    Suggestion Needed | ICICI Coral to keep if already holding ICICI Sapphiro Card LTF

    My uncle got LTF ICICI Sapphiro card delivered today. I already have coral and amazon pay. Does it still make sense to keep coral for any reason? Or should I close it, to reduce 1 extra card to take care of? (I can use my uncle's sapphire now) Process: I mailed to these email ids from his email...
  17. rj_arora

    Kotak PVR Platinum card - Query on rent payment

    I am thinking of getting a Kotak PVR Platinum card. So, I just wanted to confirm, if a rent payment of 10K per month will be considered under eligible spending for getting movie tickets. Can anyone please confirm? Also, is there any other card providing the same or better benefits?
  18. rj_arora

    How to open Axis salary account if someone is working in a non-partner company?

    Hi Guys, a known person of mine has recently joined a startup as a director. I suggested him to open an axis burgundy salary account. He wants to open an axis burgundy salary account, but his company is a small startup and is not listed as a partner. So, he can't select his company while filling...
  19. rj_arora

    INDUSIND Legend BMS Offer

    What's the exact offer? The indusind site says we will get a discount on 2nd ticket, but when I apply the card details in BMS, it doesn't give any discount and gives the error - Quota exhausted. Is anyone else having the same issue?
  20. rj_arora

    INDUSIND Legend BMS Offer

    What's the exact offer? The indusind site says we will get a discount on 2nd ticket, but when I apply the card details in BMS, it doesn't give any discount and gives the error - Quota exhausted. Is anyone else having the same issue?
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