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  1. aayusharyan

    Do you use TFC in Dark Mode or Light Mode?

    Let's see what the majority uses, hehe just for fun.
  2. aayusharyan

    All Profile Posts are not visible publicly?

    Here, I am not sure if this is a feature or a bug but all profile posts are not visible to the public. Left - Incognito Right - My profile
  3. aayusharyan

    Travel Insurance Claim Experience (Delayed Luggage) - Acko

    Heya folks, I am sharing my experience for travel insurance claim for one of my previous trips to france. My luggage was delayed and I had to buy a few things and raised a claim for that. I was able to get it passed. No hassle with Acko. Before that I used to use HDFC Ergo becuase of the brand...
  4. aayusharyan

    Home lab setup. Journaling / AMA

    Heya folks, I am starting this thread to just have a general discussion and as a blueprint for anyone who wishes to setup their own homelab. What's a homelab? Well, according to Gemini, it's a collection of computer hardware and software that allows you to learn about and experiment with...
  5. aayusharyan

    Anyone used the Golf session internationally?

    I want to try to use Golf internationally, but I am not able to. All the cards I have which have global golf green fees waiver, the platform list domestic gold courses, but not international ones. Am I missing something? Is there anyone else who has been able to get it sorted out, how was the...
  6. aayusharyan

    Credit card with Meet and Greet

    Hey fine folks, I want some recommendation for which Credit Card to go that has Airport Meet and Greet services, preferably unlimited times, but whichever has maximum, I would want to get that. Initially, I was looking at Axis Magnus, but with their devaluation in April, they have discontinued...
  7. aayusharyan

    We can now include NPS investments in NSDL CAS

    Every month, we can receive a Consolidated Account Statement from NSDL which includes all the investments in Stocks + Mutual Funds + Bonds. But now can also include NPS investments as well. The benefit of this is that in 1 single CAS, we can get better overview of investments.
  8. aayusharyan

    Jupiter Rebranding their Salary Loan

    Jupiter is rebranding their on demand Salary feature and calling it Mini Loan. That makes me wonder whether if they will launch Max Loan as well? I mean, HDFC has something called Jumbo Loan, so why not.
  9. aayusharyan

    [Question] Anyone able to obtain France Circulation Visa?

    The thing is I have very frequent travels to Europe, specially France. I have been making almost 2-3 trips per year over the last 3 years. According to French embassy Website. They have a provision for Frequent travelers who can obtain a long term validity short stay Visa...
  10. aayusharyan

    IndusInd have their new design upside down

    Indus designed their new CC upside down? Are there any other cards which also have upside down design... What is the correct direction even for this? Your thoughts? For reference:
  11. aayusharyan

    Any bank offers unsecured Credit Card to Company which is less than 1 year old?

    Hey Community. I incorporated my Pvt Ltd this FY and am looking for a Credit Card to make online payments. Till now I have received information from ICICI and Kotak Bank. - ICICI says that they can only give unsecured CC after completion of 1 year from Incorporation. They are ready to give...
  12. aayusharyan

    Does it Makes sense to hold all three Niyo variants of Bank Accounts?

    I have been holding Niyo SBM Bank Account since almost 2 years and also Niyo FD Backed CC. But now they have been pushing to open the other two variants of the bank accounts as well, I think it's DCB and Equitas. They even started outbound calls. So, that got me thinking... (Point 1) Is it...
  13. aayusharyan

    ICICI Updated their Homepage UI

    The top navigation and the Login popup has been revamped and IMO, this looks more clean than what was before. New: Old:
  14. aayusharyan

    Banks should give clear reason for application denial

    Ref RBI Circulars: - https://www.rbi.org.in/commonperson/English/Scripts/Notification.aspx?Id=1574 - https://rbi.org.in/Scripts/NotificationUser.aspx?Id=3315&Mode=0 RBI says this. Now, how we can use this for the benefits of consumers. Basically, banks have the habit of giving a blanket...
  15. aayusharyan

    [Experian] Recording invalid utilised Credit amount in the past

    I was checking the history of my Experian report on BankBazaar and interestingly saw this trend. In June of this year, for some reason the Credit Utilisation was reported as 37 Crores for my home loan. Now in the latest report it seems corrected, but should I be worried about the history of...
  16. aayusharyan

    Amazon Pay Later has a Ceiling limit of 1L?

    Recently I got into a discussion with a few people who work at a company which gives third party customer service support to Amazon. They mentioned that they are yet to see someone with a Limit of more than 1L on Amazon Pay Later. So, I am asking here. Does anyone have a Limit of more than 1L on...
  17. aayusharyan

    If you have a Pre Approved offer on Fi Credit Card, you might be able to get Federal Bank Core CC

    If you have a Fi account and you noticed the Credit Card section on their App, you can start the Application, I did that, they have some sort of processing which gives the Pre approved limit of 5L (without hitting CIBIL, atleast in my case). I didn't complete the Application. Didn't do vKYC or...
  18. aayusharyan

    [LE] on Amex Plat Travel CC without any Document Check

    I recently got a LE on my ICICI Rubyx and wanted to increase the same on Amex on a C2C basis and so I called them. The service rep said that they do not do on C2C basis and so since I was already connected on the call, I asked, what's the process in other approach, she said that they need to...
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