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  • Users: spatone
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  1. S

    DCB 50% Bonus on Points Tranfer to Air India Club Maharaja

    The value of points increases from 50p to 75p and the offer is valid till 31st March 2025. Not sure who will avail this when the same points can be used to book same flights at a value of Rs. 1
  2. S

    Merchant Scan Transactions Failing on Tata Neu App from Credit Card

    The transaction fails with the above message. However it goes through with bank account OR with same credit card with another app. Has anyone else faced the same? A solution would be appreciated.
  3. S

    Standard Chartered requires minimum balance of 50K for non-salary accounts?

    My first employer opened my salary account with Standard Chartered. With subsequent employers I used the same account for salary. However, since there are no real perks offered by SC and their Premium / Priority banking has not been able to resolve the issues I have faced in the past. I was...
  4. S

    Which of my four current Axis CCs should I replace to get LTF Axis Select?

    Hi all, I currently have four Axis CCs:- Magnus (Paid) Ace (Paid) Indian Oil (LTF) Flipkart (LTF) Axis' tie-up with my employer would give me an LTF Select card based on my salary. I do not plan to renew Magnus and get a paid Atlas in its place from Nov 2023. I use Indian Oil card for...
  5. S

    The Ken on #CCGeeks outsmarting the banks

    Today's Story on The Ken talks about us :) https://the-ken.com/story/credit-card-whizzes-outsmart-banks-at-their-own-game/ "Not so long ago, Indians were mostly reluctant to embrace credit cards. As of July, there are 90 million credit cards in circulation across the country. The rise in...
  6. S

    Updated Yes First Exclusive upgrade criteria (Aug 2023)

    Had sought to upgrade my Premia to YFP in July 2022 for Golf Benefits but shelved plans out of sheer laziness. Thought of checking again, and as per emails the salary criteria seems to be reduced to 2LPM (Aug 2023) from 3LPM (Jul 2022). Shared docs with them and waiting for response with...
  7. S

    Intermiles stops accepting AmEx cards for Gift Voucher purchase

    Intermiles used to give a sweet 5% discount on Amazon Pay vouchers purchase. With AmEx no longer being accepted what is the best avenues for MRCC's 1500X4 transactions?
  8. S

    5X Rewards on Spend Based Targets

    Received the following communication on email for a targetted offer. Only rent payments seem to be excluded.
  9. S

    Best RuPay card for use for small transactions on UPI

    With UPI enabled CC payments I was wondering which Credit Card to get that would satisfy the following conditions: Can be activated on UPI apps Rewards for small transactions (Like Ultimate rewards for transactions as small as Rs. 30) Is from a bank that allows multiple cards (This excludes...
  10. S

    Best Lounge in Mumbai Terminal-2 for domestic departure?

    Hi fellas, I see quite a few lounges listed in Mumbai Terminal -2 but needed the group's opinion on which is the best one that I can access using my cards. The cards are:- HDFC Diners Club Black AmEx Plat Travel SC Ultimate BoB Eterna And a bunch of other VISA Signature / MC World cards...
  11. S

    Can I convert my paid MRCC to a free companion card of my paid Platinum Travel card?

    Hi all, I have two AmEx cards. Both paid ones. MRCC is the older of the two and was given as a paid card. Subsequently, I also got myself an AmEx Platinum Travel card. This one again is a paid card. However, Indian credit card geek community maintains that its possible to get MRCC as a free...
  12. S

    Visa Infinite CC offers using Thriwe | Get free Prime Membership, BB (250 GV) and much more!

    People active on Indian Credit Card Twitter would already know about the Thriwe offers on VISA Infinite cards. Have been able to register with my SC Ultimate. And going to try with BoB Eterna and a secondary phone number as well. Link:- https://weliveexp.thriwe.com/howtouse Pic credit...
  13. S

    Missing Intermiles Credited

    Hi all, I had not been receiving Intermiles for any shopping done via their affiliate links since 1st May 2022. Raised the Issue with them using Twitter DM. They asked for invoices. Which I wouldn't have been able to provide since I also used other affiliate services and didn't track...
  14. S

    What is the "Customer ID" for non-banking HDFC customers?

    Hi all, I HDFC's credit limit enhancement form, one of the fields that they ask us to fill is a customer ID. I only hold a credit card from them and do not have a banking relationship. I can't find a customer ID anywhere on my credit card statement or the web portal. Can someone please guide...
  15. S

    RBL Bank and Bajaj Finance goals not aligned in the co-branded card strategy

    https://the-ken.com/story/rbl-bank-and-the-crushing-weight-of-bajaj-finances-credit-card-ambitions/
  16. S

    Strategy to get Citi Prestige

    Hi all, With the MasterCard ban now gone, I am thinking of getting my hands on Citi Prestige before the sun sets on Citi in India. I already have a 4+ years old Citi Indian Oil Card but with a meagre limit of 1.2 lakhs. Did not use it for anything other than fuel and Citi offers so never...
  17. S

    List of cards that don't work with CRED app

    With the number of cards for most enthusiasts breaching the double digit mark, the CRED app helps a lot of us in managing the payment. The CRED coins and cashbacks maybe useless, but the utility of a clean interface app for card management can't be denied. Thought of sourcing the list of credit...
  18. S

    Can I transfer my positive balance in credit card to bank?

    I purchased an AC using RBL Zomato Edition card, which I returned after sometime. Now the statement was prepared before the refund amount was credited. Since it's a significant amount, I am sure I won't be able to use it up in coming months and would prefer it be transferred to my bank...
  19. S

    Best way to get a credit limit enhancement on SC Manhattan

    Hello all, I currently have SC Manhattan for INR 3.75L limit, which has remained the same for over a year now. I wish to apply for SC Ultimate which will require a 4L limit. My salary and credit score would be sufficient to get that limit, but I wanted to ask if there is way to get the limit...
  20. S

    Makes sense to get a paid SC Ultimate? (Already have LTF DCB and LTF Eterna)

    Hi team, My paid card portfolio currently stands as:- AmEx MRCC (Used for monthly rewards) AmEx Platinum Travel (Used for one time large purchases) SC Manhattan (Used for 5% cashback on grocery, but hardly hit the renewal fee waiver spends) Axis Ace (Used for all the places where AmEx Plat...
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