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  • Users: cybergvm
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  1. C

    Query on HDFC Swiggy CC

    Swiggy app displays HDFC Swiggy CC as FYF for me. I would like to take it, if it is offered LTF. Have anyone of you got the offer converted from FYF to LTF before applying itself? If so, please let me know the procedure. Otherwise, can it be got converted to LTF within end of first year? Does...
  2. C

    HDFC Max Savings Account

    Does HDFC bank issue free debit cards to both the account holders, if Savings Max account is held jointly by them? If Yes, are we allowed to have Millennia DC for one account holder and Platinum DC for another account holder?
  3. C

    Federal Bank Credit Card Policy

    I contacted Federal Bank Customer Care regarding obtaining a core Federal Bank CC while holding a co-branded credit card. The following is the reply I received: ======================================================================================================= Greetings from Federal Bank...
  4. C

    KYC / Video KYC after 3 years of card issue

    I got my SBI SimplyClick card in 2022 through their SPRINT portal. Card was approved immediately. I was under the impression that KYC/VKYC was not done as I already have SBI account. But, in 2024, I started getting mails from SBI Cards asking to submit documents online for KYC and I complied...
  5. C

    How is an anniversary year calculated by SBI Cards?

    I would like to know where can I find the authentic information regarding calculation of anniversary year by SBI Cards as I do not find any mention about it in their MITC for the SBI SimplyClick CC also.
  6. C

    How to close Jupiter Debit card?

    I hold a Jupiter Account. Initially debit card was free but they are charging an annual fee now. Though there are ways to get exemption, I wish to close the debit card as my usage of that card is negligible. What is the procedure to close the Jupiter debit card? If anyone here has closed...
  7. C

    Escalation email id of SBI Card required

    I got my SBI SimplyClick Card in July 2022. My yearly spends have been calculated accordingly for annual fee waiver and GV for milestone benefits for the last 2 years. Peculiarly, in the statement for the billing cycle from July - August 2024, my 2 spends of Rs.45000+ in total was not included...
  8. C

    Any advantage of having a Diners Club card over VISA / Mastercard / Rupay?

    My HDFC Millennia VISA CC is due for renewal. I got a mail from HDFC Bank giving an option to change the CC network (VISA/Mastercard/Diners Club/Rupay), if required. I already have other CCs on all the above networks except Diners Club. Just wanted to know whether opting to have my Millennia...
  9. C

    Spends not counted towards milestone benefits/spends by SBI Cards

    I hold a SBI Simpliclick CC. My spends during the current year has already crossed Rs.1 lakh based on which I am eligible for annual fee waiver and Rs. 2K gift voucher. But, in the statement, they are showing a much lower amount as accumulated spends till statement date. When I checked the...
  10. C

    Error message while applying for credit card

    I recently opened a HDFC Bank account and in the NetBanking login there was an offer for lifetime free credit card. When I followed the link and entered my mobile number, DOB and OTP received, it was displaying an error message "Your request could not be processed. Please try again to...
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