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  1. justarandomguy

    HDFC put multiple enquires for credit card application

    I had applied for the Swiggy HDFC co branded card, but I did not know I was to get 3 enquires over 3 weeks for the credit card application… The MD Desk is pretty much useless with same person replying with nonsense so I mailed the PNO, haven’t received a reply… it’s been 5 days.. does anyone...
  2. justarandomguy

    HDFC PNO - How to mail?

    Anyone know how I can mail HDFC PNO??? It seems they have stopped direct communication through mail and we have to fill a form or something… whenever I fill it, it only escalates to MD Desk and no further and SAME retard only replies.. I want to escalate matter to PNO, how can I?
  3. justarandomguy

    All Banks Private Banking

    Could someone please drop details about all bank’s private banking accounts benefits and their eligibility criteria? I’ve allowed edit on the post :) Couldn’t find any dedicated post for this
  4. justarandomguy

    Which CC can I get C2C LTF with a 3L limit card?

    I have a HDFC Bank Regalia First CC LTF with a 3L limit and it’s been sitting at 3L for 5 years now so I want to get a new card C2C, which ones can I get C2C and LTF?
  5. justarandomguy

    How to get enquiry removed?

    I have one of my friends in a bank and I when I saw some fake loans in my CIBIL report, i asked him if he could get them checked He made a hard inquiry against my cibil just to check :/ how can I get that removed? He says he can’t do it himself
  6. justarandomguy

    No upgrade offer since 6 years - what to do?

    Hey! I have an HDFC Regalia First credit card LTF (my only cc) which I got back in 2019 Till now I haven’t got a single upgrade offer and only got the first limit enhancement offer of 20% this year… What shall I do, I am an imperia customer as well…
  7. justarandomguy

    IndusInd Solitaire Debit Card on Pioneer Account

    Has anyone tried getting the IndusInd Solitaire debit card on the pioneer account?? It seems the solitaire one has better benefits than the pioneer one!!!
  8. justarandomguy

    Compensation for wrong limit on credit card

    Does anyone know what kind of compensation I can claim for wrong credit limit given by bank on my credit card?? (When I received the card, it had a limit of 50% of what I was shown on the pre approved application page.)
  9. justarandomguy

    IndusInd pioneer metal dc

    Hey, I recently opened 2 IndusInd pioneer accounts. I asked my RM to issue the metal debit cards but he says to wait for 3 months :/ I wrote a mail to the IndusInd support team, senior banking team, escalation desk but no response till now (it’s been like a week) What should I do now
  10. justarandomguy

    Card offering free movie tickets (not BOGO)

    Is there any credit or debit card (which normal people like me who can’t get super premium cards) which offers free movie tickets every month similar to the IndusInd Pioneer Heritage??? Again, I’m asking Non BOGO, straight up free movie tickets like in metal heritage
  11. justarandomguy

    HDFC not giving LTF DCB

    I am an Alumni of BIMTECH, Noida + I have an imperia account which was part of the DCB alumni offer of HDFC, I asked my BM if I could have the DCB LTF as under the offer but they denied, even used the online complaint form to ask for DCB LTF but again they denied. Does anyone know whom I can...
  12. justarandomguy

    LTF CC WITH NRV

    Are the days of getting a LTF credit card with a good NRV with any bank gone??? Anyone know any banks that are offering a decent credit card for a 30L-40L NRV??
  13. justarandomguy

    IndusInd Pioneer Metal Debit Card

    Hey! I recently opened 2 Pioneer Accounts in IndusInd with initial funding of 10L in EACH. I got their Visa Infinite DC in the welcome kit. How can I get it upgraded to the metal version? If anyone has any prior experience with this plz share.
  14. justarandomguy

    Forex Card/ Credit card / Debit Card

    Hey! I recently opened an IndusInd Pioneer account and got their Visa Infinite Debit Card in the welcome kit. As I see in the benefits, it says it has a 0% forex markup but only conversion fees will apply as per card network. Should I use that card while travelling abroad or should I get a...
  15. justarandomguy

    What are the best HNI / Premium Bank Accounts

    Hey! I have about ~20-30L liquid currently which I want to put in an HNI/Premium Savings account and withdraw after a few month without losing the premium status.. What are the best bank accounts which offer premium (pref metal and one which gives unlimited lounge domestic and international...
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