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  • Users: pjain2712
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  1. P

    Annual Fee can be waived off for Kotak Myntra if closure requested?

    Hello TF members, I got the Kotak Myntra card in Jan'2024 month and completed 1.15L spends till now (Requires 2L spends to officially waive off annual fee). As one year is about to complete, I am planning to close my card as I do not want to pay the renewal fee, can you all suggest if Kotak...
  2. P

    Require help to get my Simplyclick card to LTF or Annual fee waiver

    Hello TF members, I am using SBI Simplyclick card from Jul-2022 and so far I was able to spend 2.08L. As I spent more than 1L in previous year, I got the Annual fee waiver but this year, I was able to spend around 75k only till now. Kindly help with your suggestions/advise on how can I...
  3. P

    Query on knowing exact reason for Onecard rejection

    Hi TF members, my One card application has been rejected recently although I hold multiple premium credit card of most of the banks and current CIBIL score is 792 but Onecard team is not providing exact reason, they responded as below when I have sent an email: "We have an update on your...
  4. P

    (Solved) Kindly help! Annual fee charged on my LTF BOB Premier card

    Hello TF members, I have got the BOB Premier card when LTF offer was running in Aug 2022. Last year annual fee was charged incorrectly and later reversed when complained to BOB team (TF post link...
  5. P

    (Closed) Query on Golf access for IDFC

    I have spent more than ₹25k this month and I got the communication from IDFC about the Golf access on my Select card. My query is that I currently do not reside in tier-1 city so cannot access, instead of it can my relative or friend access on my behalf from Tier-1 city without me being present...
  6. P

    SBI made two hard enquires on same date for home loan

    Hello All, I had applied for SBI home loan and they made two hard enquires on same date for home loan, please advise which is effective way to report to SBI in order to get one enquiry removed from CIBIL.
  7. P

    (Closed) Need help on SBI home loan payment

    Hello all, I had applied for home loan on the construction in SBI for which part of the amount is disbursed 10 days back to my savings account at the same time, a new loan account is created when checked from YONO app where debit entries shown, one is of the disbursed amount and another one is...
  8. P

    Getting BOB Snapdeal on basis of existing Premier

    Hello guys, how can I get BOB Snapdeal card on basis of my existing BOB Premier card (using from last one year & couple of months back converted from Visa to Rupay) ? I understand that I have to check for additional card offer in Bob cards app/website but currently it says no offer exists. Can...
  9. P

    Apay can be closed if one already has SBI cb and HDFC Milennia?

    Hello guys, I am planning to close ICICI Apay credit card as I already have SBI cashback card and HDFC Milennia (fine with respective card cb limit) and another ICICI card (for bank discount). Is there any reason to keep the Apay card i.e. does it provide any extra value add which other card...
  10. P

    (Solved) Joining fees charged for converting Premier Visa to Rupay

    Hi All, I have got the BOB Premier Visa card when LTF offer was running last year - Aug 2022 (have email with confirmation that it is LTF) and now recently requested to change my card network from Visa to Rupay. The first bill is generated today in which I see I have been charged the membership...
  11. P

    Existing reward points in old HDFC ES card gets transferred?

    I am holding Savings Max HDFC account and I received normal Easy Shop Platinum Debit card along with the welcome kit initially (does not have my name printed). As I recently got my account upgraded to preferred variant, I am planning to apply for new ES Platinum card next month so that I will...
  12. P

    Received two hard enquiries from SBI on same day

    Hello, I had applied for SBI housing loan and recently I noticed, two back to back hard enquiries happened on my CIBIL, is it expected? should I report to get one removed?
  13. P

    Incorrect hard enquiry of loan by ICICI (for credit card)

    Hello, I had received pre-approved ICICI Sapphiro card last year (Q1 of 2022) as I had salary account with them and it was unconditional LTF so had applied. Card is generated instantly as well but I see the same card limit amount is showing in my CIBIL as Personal Loan, is it expected? Does it...
  14. P

    Accidentally clicked on 'Avail New Card' in SBI card app

    I already hold SBI SimplyClick card and Cashback card. And today I accidentally clicked on 'Avail New Card' in SBI card app and some message I saw where it stated that my request was taken and they will respond with an update in some 2 working days (forgot to capture screen-shot). My worry is...
  15. P

    Accepting LE offer on Axis card generate enquiry?

    Hi, I have received Limit enhancement on my Axis Flipkart card on the app and I just wanted to confirm whether if I accept the offer, will there be any enquiry on my CIBIL or not. Please advice.
  16. P

    How to generate PIN for newly received credit card?

    How to generate PIN for newly received HDFC credit card? I see option saying "Instant PIN generation" in net banking but not sure if it is chargeable. Please advise. @ashwink @007 @hashiro7
  17. P

    New TnC for HDFC credit cards from Sep 12th to 30th

    Offer Link: https://offers.smartbuy.hdfcbank.com/offer_details/hdfc-bank-credit-card/19100/Zmykk2M Starts On: 12-09-2022 Expires On: 30-09-2022 Offer Details Note: The voucher amount has 3 components, and summation of which is the total value. (Refer table below). Total Voucher Value = Do...
  18. P

    New Cashback SBI card launched!

    5% Cashback on all online spends upto ₹10000, without any merchant restrictions. Cashback not applicable on Rent Payments, Wallet Loads, Merchant EMIs, Cash Advances, Balance Transfer, Encash & Flexipay. Application link: Click here to apply for cashback card Card Review...
  19. P

    Axis is now offering My Zone card LTF | September 2022

    Axis Bank is now offering MyZone Credit Card as Lifetime Free. Get Free SonyLive Membership, 40% off up to ₹120, 4 times a month on Swiggy & 1 complimentary airport lounge access per quarter. Showing on Axis website: Link to Apply: https://clctab.axisbank.co.in/DigitalChannel/WebForm/...
  20. P

    Help! Got DCP pre-approved but need Millennia

    Hi, I have Savings Max account (classic variant) in HDFC opened in April this year and have been maintaining a good amount of balance. Last month, I received a pre-approved offer for Money Back+ card with limit 63k which I did not accept and this month recently, I got the Diners Club Privilege...
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