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  1. brahmin_baniya

    best way to earn a positive return on international spends

    So i recently travaled to bali ,we were 2 people in total we spent 2.5 lakh rs on my card we were charged almost 4300 as charges and got 3800 in rewards thanks to 1.5 % reward rate and 18 % gst on it and idfc wealth giving me 1.66% return. I have closed my magnus card due to no benefits as such...
  2. brahmin_baniya

    Finally upgraded from select to wealth cc

    Finnaly idfc has increased my limit from 3 lakhs to 8 lakhs and have upgraded my credit card to wealth and I'm also in procedure to upgrade my wealth account to private account as i have started to maintain the nrv due to booking huge chunk of profits in the recent share market rally. Guys...
  3. brahmin_baniya

    Which hdfc credit card to get and how to get a hdfc card

    The cards i currently hold are 1)axis ace(3 lakh limit) 2)axis magnus(3 lakh limit) 3)axis vistara 1500 rs one 4)sbi vistara 3000rs one(2.6 lakh limit 5)idfc select(350000 limit) 6)one metal (2.07 lk limit) Whenver i apply for regalia card they send me milenia car with a limit of 1 lakh.How...
  4. brahmin_baniya

    Sbi vistara yatra gift voucher value is almost zero

    So guys i just completed the milestone of sbi vistara prime spending 8 lakhs in a month and got the ytara voucher worth 10000 rs but it is only valid for 1 month .How is a person suppose to use this voucher in a month.I have had the worst experience with sbi credit cards .There customer care...
  5. brahmin_baniya

    Sbi card vistara application scam.

    So i was in mall and a person approached me for Sbi vistara card ,I wanted the Sbi card so he filled the from and i only put in my fingerprint and signed the blank form.Few days later i got a call from sbi that my application has approved and i had opted for 2500 rs per year insurance on my card...
  6. brahmin_baniya

    Cred stopped giving rewards on credit card payments

    Earlier we use to get reward based on paying your credit card bills and i use to do make multiple payments of 50000 to get the most cashback but right now they have replaced that with 5 spins .I am unable to find the earlier mystery reward system which was quite rewarding. Is there any other...
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