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I received a SMS recently about Re-KYC from SBM Bank. I don't have any savings account there, just holding OneCard issued by them. Is it really necessary to do it? or even legit? Anyone with similar experience?

So, just for context I already have 3 bank accounts, 1 with each, SBI, Kotak 811 and Indian Bank (Indian Bank having the worst services for me personally), and recently did VKYC for a BoB B3 Silver account, was thinking to open a AU Bank account which has Rupay Plat Debit card. The place I study...

I just received a call about having a pre-approved credit card on my Kotak 811 account, I was skeptical that might be a scam call but anyways I did try to ask some things about the Limit and card variant, apparently I am being offered 16k of Limit on Kotak League Plat LTF. I gave her my DOB but...

So, I just got my FK Axis Card a week ago and been using it, but I'm wondering how should I pre pay the bill before generation date, so as to keep the utilization ratio low, I had been using OneCard lite and their app interface makes it really easy to prepay before bill generation date, but Axis...

I will be turning 19 soon and I hold a OneCard (secured with a FD of 3k), and I do pay bills timely and in full and make sure to keep my utilization under 30% before bill generation date. Cibil is around 752 and it has been 5 months since I took the card. I have kind of started getting offers...